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LightSpeed Small Commercial

What if you could shorten the time to quote from days to seconds?

Powered by innovation and bolstered by industry expertise and unmatched data and analytics, LightSpeed® Small Commercial enables automated underwriting without sacrificing the risk insights that help you compete and grow a profitable book of business.

The Race to Zero: Automated underwriting means more

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Shrink quote turnaround time from days to seconds with robust data-driven analytics and deep risk insights to issue and bind more policies.

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Get a more holistic picture of each risk from LightSpeed’s strategic application of artificial intelligence (AI) models to unstructured data sources.

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Enter a business name and address and instantly see a full view of an applicant’s risk, including prefill data, proper business classification, and actionable insurance insights.

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Accelerate underwriters' quote-to-bind journeys, increasing revenue growth and/or improving loss ratios.

No other small commercial data and analytics platform provides:

Adding unstructured data to build a more holistic picture

Traditional prefill reveals only part of the story for assessing risk exposure. A rich source of information lies in unstructured data, including webpage text, social media posts, images, and video. Analyzing this data can enable straight-through processing by answering critical underwriting questions up front.


What our customers are saying:

Verisk's unrivaled actuarial expertise, predictive models, and rich underwriting data analytics provide us with a powerful platform for profitable growth.

  • Patrick Safino
  • COO, Aurenity

Verisk’s value extends beyond data accuracy. It’s part of the engine allowing us to bring tailored coverages to small businesses.

  • GILD Insurance

With LightSpeed Small Commercial, we found an innovative underwriting solution that will help us shorten submission forms and automate decisioning, quote generation, and policy issuance.

  • Cliff Karlin
  • President of Insurance, Blitz

Book Smart: Find hidden risks and opportunities in your small commercial insurance portfolio with this complimentary audit

Portfolio Analysis Teaser

Book Smart: Find hidden risks and opportunities in your small commercial insurance portfolio with this complimentary audit

Verisk will analyze your existing small commercial portfolio and deliver a spreadsheet showing all available risk attributes. Tap into complete business profiles that help uncover full hazard, exposure, and operational information for cleansing portfolios, aligning coverage, and pricing with exposure-based or actuarially modeled risk correlations.

Leverage the pre-built integration for LightSpeed Small Commercial with Duck Creek to help support seamless workflows.

Additional insights

Portfolio Analysis Teaser

Aligning a small commercial insurance book with reality—and strategy

A portfolio analysis can uncover new risks, reveal opportunities to true up coverages, and show where rate increases may be warranted

Read the article
Legal Tame Teaser

Introducing Verisk’s insurance coverage and regulatory legal team

This spring, we’re welcoming Verisk’s legal team into a public conversation with our customers.

Read the article
2022 Review Teaser

Underwriting innovation: The 2022 year in review

Here's what we here at Verisk accomplished in 2022.

Read the article

Contact Us to Learn More

Other Ways to Connect

We are available Monday through Friday, 7 a.m. — 8 p.m. US Eastern Time:

  • Chat Now

    Note that password resets and user information are not available through Live Chat or Email. Instead, please call the main toll-free number below.

  • Main Toll-Free: 1-800-888-4476

  • Global Toll-Free: International Access code, then 800 48977489
    When calling from the UK, please dial 00 800 4897 7489

You will soon be redirected to the 3E website. If the page has not redirected, please visit the 3E site here. Please visit our newsroom to learn more about this agreement: Verisk Announces Sale of 3E Business to New Mountain Capital.