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LightSpeed Small Commercial

What if you could shorten the time to quote from days to seconds?

Powered by innovation and bolstered by industry expertise and unmatched data and analytics, LightSpeed® Small Commercial enables automated underwriting without sacrificing the risk insights that help you compete and grow a profitable book of business.

The Race to Zero: Automated underwriting means more

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Shrink quote turnaround time from days to seconds with robust data-driven analytics and deep risk insights to issue and bind more policies.

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Get a more holistic picture of each risk from LightSpeed’s strategic application of artificial intelligence (AI) models to unstructured data sources.

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Enter a business name and address and instantly see a full view of an applicant’s risk, including prefill data, proper business classification, and actionable insurance insights.

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Accelerate underwriters' quote-to-bind journeys, increasing revenue growth and/or improving loss ratios.

No other small commercial data and analytics platform provides:

Adding unstructured data to build a more holistic picture

Traditional prefill reveals only part of the story for assessing risk exposure. A rich source of information lies in unstructured data, including webpage text, social media posts, images, and video. Analyzing this data can enable straight-through processing by answering critical underwriting questions up front.

What our customers are saying:

Verisk's unrivaled actuarial expertise, predictive models, and rich underwriting data analytics provide us with a powerful platform for profitable growth.

  • Patrick Safino
  • COO, Aurenity

Verisk’s value extends beyond data accuracy. It’s part of the engine allowing us to bring tailored coverages to small businesses.

  • GILD Insurance

With LightSpeed Small Commercial, we found an innovative underwriting solution that will help us shorten submission forms and automate decisioning, quote generation, and policy issuance.

  • Cliff Karlin
  • President of Insurance, Blitz

Leverage the pre-built integrations for LightSpeed Small Commercial with Duck Creek and Guidewire to help support seamless workflows.

Additional insights

Q1 Quarterly Report 23 1 1

Mild reconstruction cost rise signals stabilizing market

Total reconstruction costs increased 5.1% from October 2022 to 2023. This uptick follows the 4.3% increase from July 2022 to July 2023.

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Challenging Road Ahead Teaser

Navigating the challenging road ahead for commercial auto insurers

Commercial auto insurers, challenged by the pandemic and inflation, can find guidance in innovations from other lines of business.

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Bop Blog Teaser

Preparing BOP programs for the coverage needs of a changing world

Shifting behavioral trends are changing the way insurers provide coverage for Businessowners (BOP).

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Contact Us to Learn More

Other Ways to Connect

We are available Monday through Friday, 7 a.m. — 8 p.m. US Eastern Time:

  • Chat Now

    Note that password resets and user information are not available through Live Chat or Email. Instead, please call the main toll-free number below.

  • Main Toll-Free: 1-800-888-4476

  • Global Toll-Free: International Access code, then 800 48977489
    When calling from the UK, please dial 00 800 4897 7489

You will soon be redirected to the 3E website. If the page has not redirected, please visit the 3E site here. Please visit our newsroom to learn more about this agreement: Verisk Announces Sale of 3E Business to New Mountain Capital.