Verisk’s Inflection™ Insurance Score is powered by Equifax®. Inflection is an industry-leading credit-based scoring solution for personal auto and property insurers.1 Inflection can provide 2.8 times lift between the lowest and highest risk bands in predicting losses over control models that don’t include credit-based attributes.2
Inflection can help shift your growth and profitability trends for the better while providing a balanced framework in which to evaluate consumers.
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1. ISO has not yet filed an optional rating rule for using Inflection with personal property policies. A company wanting to use the Inflection model for personal property would need to make an independent filing.
2. Verisk analysis using Equifax and ISO data, 2020