Policy History & Coverage Lapse Information
Coverage Verifier Auto provides personal auto insurers with the policy-level information they need to make better risk selection and pricing decisions.
The system reveals much more than just the basic facts about existing and previous coverages on insureds.
A wealth of policy-level information
Coverage Verifier Auto satisfies the industry's need for accurate underwriting information. The system supplies a wealth of policy-level information — information you can use to verify coverage representations on the application and support sophisticated market pricing and segmentation.
To participate in the Coverage Verifier Auto database, you agree to submit data to the database. Then, every time you search the database, Coverage Verifier Auto will supply data on all insureds listed on the policy.
- policy-in-force status
- cancellations, lapses, and reinstatements
- coverage period
- coverages, limits, and deductibles
- driver and vehicle information, such as driver's license numbers and vehicle identification numbers (VINs)
- insurance discounts