How granular is the data in your ALAE size-of-loss distributions model?

ISO’s model taps an extensive database of discrete probabilities for the joint distribution of indemnity loss and allocated loss adjustment expenses.

Only ISO’s ALAE Size-of-Loss Distributions model contains:



discrete data points



lines of insurance



ALAE amounts



indemnity amounts


Features and benefits

Sample functions within the model help you calculate:

  • Average ALAE for loss limit
  • Limited average severity (indemnity only) at loss limit
  • Limited average severity (indemnity plus ALAE) at loss limit
  • CDF (indemnity plus ALAE) at loss limit
  • Distribution of losses in any given layer

Casualty Solutions

Property Solutions


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