Smart decisions start with the right information

With growing complexity in personal property risk and rising customer expectations, how do insurers achieve sound underwriting and pricing at a competitive pace?

Answers are within reach with deep data resources, powerful analytics, and fast delivery via InsurTech platforms from Verisk.

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Property features and condition

Reliable, quality data helps you prefill quotes, establish insurance to value, verify roof age, and tap into ground-truth data so your policyholders get the right level of protection.

Location of property

Risk-specific, address-level information guides underwriting and pricing, portfolio management, and fully informed renewals through a suite of solutions that put critical data in one place.

 

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Ownership

Actionable, property-level information on foreclosures, LLCs, mortgages, ownership and occupancy status, rental history, bankruptcies, and sale activity helps you minimize risk.

Enhance pricing segmentation

Advanced techniques and unique data sources help better estimate underwriting risk and calculate corresponding premiums with robust predictive analytics.

 

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Catastrophe Risk

Climate change and population shifts toward disaster-prone areas are heightening the need for insurers to understand their catastrophe exposure.

Learn more

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Reconstruction cost growth continues at a steady rate

Verisk recently released its latest 360Value® Quarterly Cost Update, which offers an overview of current reconstruction cost trends at the national and state/provincial levels for the United States and Canada from July 2018 to July 2019.

Growing wildfire exposure feeds need to grasp risk factors

A record-breaking 2018 wildfire season in California—with ominous signals suggesting more of the same to come—is lending urgency to insurers’ search for tools to achieve accurate risk assessment, prudent underwriting, and effective mitigation of wildfire risk wherever possible.

ISO releases new, updated national state building code report

In the wake of recent storms such as Hurricanes Harvey and Irma, devastating wildfires in California, and other natural disasters, resilience has become more important than ever. Communities across the United States are calling for better preparation, response, and recovery—for when, not if, the next major disaster strikes.