Build for the future with a strong foundation

Maintaining compliance while preparing for emerging risks is a heavy lift for many insurers. ISO core services put the right expertise and experience by your side to help lighten the load.

Insurance policy programs

Verisk is constantly developing standardized and specialty insurance policy programs to help define and cover new risks.


Policy language and rules

ISO’s programs feature court-tested policy language and regular updates in response to new trends and developments.

Actuarially sound advisory loss costs

ISO uses historical data and our industry-leading analyses to project average future claim costs and loss adjustment expenses.

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There are more than 6 million listings worldwide on one of the leading home-sharing sites. How many do you insure?

Home-sharing services have created new sources of income for millions of people. But those same services raise new concerns for insurers, policyholders, and regulators. ISO has developed tools and resources to help.

Learn more

How well equipped are you to navigate today’s compliance challenges?

Regulations and reporting requirements change constantly. ISO’s statistical services can help you stay compliant in this difficult landscape.

Discover ISO's statistical services



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Calculate the correct premium tax for your insureds*

Published premium tax schedules show how complex and time-consuming it can be to calculate the correct tax.

Learn how you can simplify the job

*Available in DE, FL, IL, KY, MN, MS, NY, and SC only

ISO readies filings in response to Florida AOB reforms

Relief may be coming for some Florida property insurers in an escalating crisis surrounding assignment of benefits (AOB), and ISO is already developing revisions to our forms and rating factors to respond to a new law that addresses this costly issue for many in the industry and, indirectly, property insurance customers.

Data-driven insurers make better innovators

In the fast-paced and highly competitive insurance marketplace, innovation is vital to an insurer’s success. Through innovation, insurers can develop sustainable competitive advantages to help better respond to external challenges, shifting market dynamics, and ever-expanding technological advancements.

Are you suffering from wording leakage? Discover the forms management cure

Are you worried that your policy forms may be inconsistent or outdated? Are you frustrated when you try to find and update forms, or get new products out the door? If so, you may be suffering from wording leakage.