Personal Property Solutions
The right data can help your customers feel right at home
More complex risks and generational shifts in purchasing are transforming personal property insurance. Verisk has tools to help you adapt to the changing environment - from details that please your customers to strategic insights that help guide your market strategy.
Verisk’s innovative products and tools span the personal property policy life cycle
Rating and underwriting
Use robust data for more accurate risk selection and pricing.
Forms, Loss Costs, and Statistical Reporting
Stay compliant and prepare for emerging risks.
Business Intelligence Tools
Improve profitability and optimize resources for new business growth.
Discover broader, deeper data
Determining the right level of protection requires detailed knowledge, from foundation to rooftop, sidewalk to garden shed. Learn how Verisk residential property intelligence solutions can help you better underwrite and manage risk.
Florida's market and regulatory forces are changing the profile of roof exposure for many insurers. Powerful data and analytics can help maintain a clear picture.
Data-driven intelligence for homeowners insurers
Data-driven intelligence for homeowners insurers
Powered by Verisk’s Core Lines Services, Executive Insights reports feature a snapshot of the state of insurance through the unique prism of Verisk’s expert analysis and proprietary data, including billions of granular statistical records from insurers across the U.S.
A comprehensive view of property risk™
Support consistent, granular underwriting and rating with simplified workflows powered by deep analytics and actionable data.
Responding to growing catastrophe threats
Fuel to the flame
Verisk analyzes an expanding array of factors to gain deeper understanding of wildfire, including mitigation considerations.
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Understanding evolving hail risk
Learn about the impacts of hail activity in new regions, the possible near-term effects of climate change, and how increased hail activity may affect roof replacement.
Building property risk profiles from a data ecosystem
The aftermath of the Marshall Fire in Boulder County, Colorado, highlights the importance of complementary datasets. Insurers can gain a comprehensive view of property risk, from all angles.
Maximize actionable underwriting data at bind and renewal
Evaluating property risk is increasingly complex and data-intensive. You can simplify workflows and accelerate underwriting and rating with a consolidated, wide-ranging, and continually updated source.
Renewals are opportunities
Five strategies for better replacement cost estimates
As a leader in replacement cost estimation for more than 20 years, Verisk recommends five strategies to help avoid outdated valuations that could leave insurers and their customers vulnerable.
Uncover property changes and hidden risks to support ITV
A greater understanding of risk in an insurer’s book is crucial to help guide profitable growth. Identifying these events can help insurers prioritize the factors they wish to flag in their renewal books.
Taking cover: Mastering the challenges of roof risk
The cost and structural complexity of a roof, coupled with its critical role as protection from the elements, can raise particular concerns for many property insurance underwriters.
Quickly integrate and connect to the Verisk ecosystem
Integrating new data sources and technology can demand significant IT resources and time. Verisk backs its underwriting data solutions with a robust, flexible architecture to deliver near-instantaneous information when insurers need it.
Data insight opportunities
Data insight opportunities
Have you explored nonrate actions on your book?
Explore moreNonrate actions can be the fastest ways to find missing premium and avoid increased risk.
How is your property book holding up to the latest inflation surges?
Explore more(Re)insurers require granular, timely replacement costs estimates to navigate today’s volatile environment.
Pursuing new markets can be challenging. See how Verisk's ecosystem can help.
Additional insights
As increases slow, reconstruction costs show signs of stabilizing
Total reconstruction costs, including materials and labor, increased 6.8% from January 2022 to January 2023, a drop from the last quarter.
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Keeping pulse: Tracking the latest price surges to maintain ITV
Verisk data shows the cost to rebuild a property is still more than 11 percent higher, on average, than it was pre-pandemic.
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Will climate change lead to more hurricanes?
Verisk’s Climate Change Projections help organizations investigate how loss metrics such as average annual losses (AALs) and return period may change in the future.
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Hurricane Ian and other pressures drive uptick in reconstruction costs
Total reconstruction costs, including materials and retail labor, increased by 9.3% from October 2021 to October 2022.
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Taking a data-driven view of evolving Florida roof risk
Florida’s statutory environment surrounding coverage for roofs may demand more robust data to clarify risk amid increasing complexity.
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How’s homeowners? New analysis of Verisk data reveals key trends
A report on the state of homeowners insurance through the unique prism of Verisk’s expert analysis and proprietary data.
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