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Personal Property Solutions

The right data can help your customers feel right at home

More complex risks and generational shifts in purchasing are transforming personal property insurance. Verisk has tools to help you adapt to the changing environment - from details that please your customers to strategic insights that help guide your market strategy.

Verisk’s innovative products and tools span the personal property policy life cycle

Discover broader, deeper data

Determining the right level of protection requires detailed knowledge, from foundation to rooftop, sidewalk to garden shed. Learn how Verisk residential property intelligence solutions can help you better underwrite and manage risk.


Verisk is here for you: during evaluation and set up

360value Webinar On Demand

Maximize actionable underwriting data at bind and renewal

Evaluating property risk is increasingly complex and data-intensive. You can simplify workflows and accelerate underwriting and rating with a consolidated, wide-ranging, and continually updated source.

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Simpler Reconstruction

Quickly integrate and connect to the Verisk ecosystem

Integrating new data sources and technology can demand significant IT resources and time. Verisk backs its underwriting data solutions with a robust, flexible architecture to deliver near-instantaneous information when insurers need it.

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Gain a comprehensive view of property risk

Monitor changes at renewal

Property Condition

Monitor changes at renewal

From a new pool to a new vacancy, the homes you insure and the people who own them can present ever-evolving risk profiles. Discovering property change events helps insurers obtain a clearer view of their portfolio to help focus on profitability, maintain underwriting standards, and focus on new business growth.

Harness robust data to help uncover key roof information

Harnest Robust Data

Harness robust data to help uncover key roof information

The cost and structural complexity of a roof, coupled with its critical role as protection from the elements, can raise particular concerns for many property insurance underwriters. Verisk estimates U.S. roof claims exceeded $19 billion just in 2021, making up about 30 percent of all property loss dollars.

Manage weather and climate risk with detailed analytics

Hail And Severe Thunderstorm Risk Tab

Manage weather and climate risk with detailed analytics

Verisk provides detailed analytics of weather, climate, and environmental perils to help you understand and manage risk, better allocate field staff, improve customer satisfaction, shorten workflow cycles, and support profitability.

Get reliable replacement costs for every property in your portfolio

Itv Alignment 1

Get reliable replacement costs for every property in your portfolio

Replacement costs can fluctuate for properties you insure when homeowners make improvements and building material prices rise and fall. Reliable component-based, claims-driven replacement cost estimates are available to help keep policyholders better protected.

Data-driven intelligence for homeowners insurers

Executive Insights

Data-driven intelligence for homeowners insurers

Powered by Verisk’s Core Lines Services, Executive Insights reports feature a snapshot of the state of insurance through the unique prism of Verisk’s expert analysis and proprietary data, including billions of granular statistical records from insurers across the U.S.

Have you explored nonrate actions on your book?

Personal Property

Have you explored nonrate actions on your book?

A hardening market and profit pressures are continuing points of focus for property insurers. Nonrate actions can be the fastest ways to find missing premium and avoid increased risk.

What our customers are saying

Verisk is ahead of the curve in offering data to its insurer customers in novel ways that allow us to generate new value for the insurance consumer. By embedding high-quality risk data deeply within our underwriting, we can deliver on the vision of a better experience for the modern insurance buyer.

  • Steve Lekas
  • Co-founder and chief executive officer at Branch

Verisk’s solutions help us build upon a solid and substantial foundation, enhancing our ability to bring tailored coverage options to homeowners across the United States.

  • Ty Harris
  • Chief executive officer and co-founder of Openly

Verisk provides the cutting-edge, InsurTech solutions we need to maintain our policyholder-first mentality as we aim to set the new standard in home protection in an increasingly complex and challenging market.

  • David Howard
  • Chief executive officer of VYRD

The simplicity of 360Value saves our agents time by dependably prefilling more accurate underwriting information when evaluating a risk, whether it’s related to a home, commercial premises or agricultural property.

  • Donny Kaneshiro
  • Vice president of operations and underwriting at Mountain West

As we continue to fuel our digital transformations, leveraging the industry's most longstanding and robust fire protection data points from Verisk will help us better serve our customers and improve our competitive position in the market.

  • Jason VanSteenburg
  • Vice president and director of marketing at Pioneer State Mutual

Evaluating property risk is increasingly complex and data-intensive. Learn how Verisk can help:

Additional insights

Q1 Quarterly Report 23 1 1

Mild reconstruction cost rise signals stabilizing market

Total reconstruction costs increased 5.1% from October 2022 to 2023. This uptick follows the 4.3% increase from July 2022 to July 2023.

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Construction Site Teaser

Exploring a future look at reconstruction cost trends

To help insurers navigate the increasing complexity in the market, Verisk has developed the Market Expectations Index for 360Value.

Read the article
Fla Filing Teaser

Inside Verisk’s race to respond to new Florida insurance legislation

A new law is expected to have a far-reaching impact on the Florida insurance market.

Read the article
Main Itv

Maintain ITV in a volatile market with property-level insights

Insurers must explore changes affecting their risk portfolio and leverage component- and property-level insights to help them maintain ITV.

Read the article
Hurricane Season Teaser

Hurricanes: The current threat and the future warning signals

As climate change unfolds, hurricanes give a high-profile glimpse into the potential effects of a warming world.

Read the article
Prefill Data Workflows Teaser

Smarter and faster: Prefill data to help accelerate workflows

Current and curated data about a structure’s age, square footage, and use are the backbone of reliable reconstruction cost estimates (RCEs).

Read the article

Contact Us to Learn More

Other Ways to Connect

We are available Monday through Friday, 7 a.m. — 8 p.m. US Eastern Time:

  • Chat Now

    Note that password resets and user information are not available through Live Chat or Email. Instead, please call the main toll-free number below.

  • Main Toll-Free: 1-800-888-4476

  • Global Toll-Free: International Access code, then 800 48977489
    When calling from the UK, please dial 00 800 4897 7489

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