Personal Property Solutions
The right data can help your customers feel right at home
More complex risks and generational shifts in purchasing are transforming personal property insurance. Verisk has tools to help you adapt to the changing environment - from details that please your customers to strategic insights that help guide your market strategy.
The Lifecycle of a Property
The Lifecycle of a Property
Discovering property change events helps insurers obtain a clearer view of their portfolio to help focus on profitability, maintain underwriting standards, focus on new business growth, and help homeowners protect their investments with adequate coverage.
Discover broader, deeper data
Determining the right level of protection requires detailed knowledge, from foundation to rooftop, sidewalk to garden shed. Learn how Verisk residential property intelligence solutions can help you better underwrite and manage risk.
Pursuing new markets can be challenging. See how Verisk's ecosystem can help.
Taking cover: Mastering the challenges of roof risk
The cost and structural complexity of a roof, coupled with its critical role as protection from the elements, can raise particular concerns for many property insurance underwriters. Verisk estimates U.S. roof claims exceeded $19 billion just in 2021, making up about 30 percent of all property loss dollars.
Innovative solutions that span the policy life cycle
From quote
Multistep quoting can miss the rising expectations of today's consumers. Serve them quickly through InsurTech platforms, deep data resources, and powerful analytics.
To renewal
Changes in ownership and maintenance or new additions and renovations may reflect owners’ shifting circumstances. And fluctuating labor and materials markets can affect reconstruction costs.
Maximize actionable underwriting data at bind and renewal
Evaluating property risk is increasingly complex and data-intensive. You can simplify workflows and accelerate underwriting and rating with a consolidated, wide-ranging, and continually updated source.
Make informed portfolio decisions
Make informed portfolio decisions
Uncovering aggregate effects of individual homeowner change events can help you improve profitability and optimize resources for new business growth.
A comprehensive view of property risk™
Support consistent, granular underwriting and rating with simplified workflows powered by deep analytics and actionable data.
Florida's market and regulatory forces are changing the profile of roof exposure for many insurers. Powerful data and analytics can help maintain a clear picture.
Complementary solutions
Additional insights
Taking a data-driven view of evolving Florida roof risk
Florida’s statutory environment surrounding coverage for roofs may demand more robust data to clarify risk amid increasing complexity.
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How’s homeowners? New analysis of Verisk data reveals key trends
A report on the state of homeowners insurance through the unique prism of Verisk’s expert analysis and proprietary data.
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Tree analytics: Finding the path through a forest of property risk
Billions of trees on residential properties are a challenge to homeowners insurers, but aerial imagery and analytics can help underwriters.
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Keeping up with home improvements—and insurance to value
Knowing when a property has been updated is critical, as these changes can add new liability risks and insurance-to-value considerations.
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Integration without disruption: Simpler reconstruction cost estimates
Property insurers can move to simplify quoting workflows in a digital-first strategy with fast, reliable reconstruction cost estimates.
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Why 2022 is already a historic wildfire season
Gain insights into the 2022 wildfire season in the United States and learn how early snow melts contribute to greater wildfire risk.
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