We offer a full range of products and services for personal property insurers, including tools for underwriting and rating, location-specific risk assessment, replacement cost estimation, catastrophe management, predictive analytics, application prefill, and policy programs. Our actuarial, underwriting, and consulting services help you manage risk, reduce policy acquisition costs, improve rate classification integrity, and support your growth and retention strategies.
We provide details on past insurance claims filed by policyholders and claims filed at properties you’re considering for underwriting. Our data includes claim reports from more than 1,490 insurance companies — representing more than 95 percent of the industry’s premium volume. We help you maintain insurance to value through the life of a policy. We offer data and analytic tools to help you manage catastrophe risk. You get objective, accurate risk assessments for catastrophe perils threatening every address in the United States.
Our claims management and fraud tools help you manage the property claims process, and our suite of predictive modeling tools helps you classify, segment, and price your homeowners risks. We have tools to help you estimate the cost of structural repairs and personal property, and we provide models that capture how catastrophes affect properties. You can use our data on insured losses to properties affected by catastrophes to improve underwriting, streamline catastrophe planning, and plan for future risks. And we develop policy language and rating and policywriting rules to cover all kinds of personal property risks.