The Largest Statistical Database in the Industry

Verisk has more than 19 billion records in its statistical database to help insurers make informed decisions about risk.

 

Data and Statistical Services

Credible and high-quality data is the foundation of sound decision-making. No organizations rely more heavily on data than property/casualty insurers and the insurance departments that regulate them. Contributing data to the ISO statistical database — and taking advantage of our array of analyses, reports, and services derived from the database — will provide you with significant benefits. You’ll be getting analytics and decision-support tools based on the industry’s largest collection of statistics.

We provide loss costs, aggregate information on insurance trends, cash flow and investment income analyses, classification and territory analyses, assessments of financial risk from catastrophic events, reports on loss development and severity trends, insurance premium change information, and more.

You can use the extensive information in our statistical database for ratemaking, reinsurance pricing, classification analysis, benchmarking, strategic planning, underwriting, and marketing. With data from our databases, you can assess the profitability of market segments and track trends such as premium-to-exposure ratios. And you can use the results of analyses to evaluate your current markets and make better pricing and underwriting decisions.

ISO Portal Demo

See how the portal can zoom in on loss costs and rating factors and help you make more informed pricing decisions. View Demo  


Products and Services

One byproduct of your business involves collecting risk data. What you do with that data, however, can make or break you. Incomplete or inaccurate reporting and noncompliance threaten your bottom line when you lose your grip on your own data. The ISO Preferred Data Partnership can help.

ISO DataCube™ provides aggregate premium & loss experience data, on a granular level, to help you make important decisions about your portfolio.

The wcPrism Unit Statistical Reporter is a transactional-based solution for aggregating, valuating, and submitting unit statistical reports (USRs) to all state data collection organizations that require them.

The Analysts’ Summary Package from ISO is a collection of timely reports on the property/casualty insurance industry’s financial and underwriting results. Designed for actuaries, underwriters, consultants, and investment professionals, these accurate and easily assimilated publications will give you valuable insights into the rapidly changing property/casualty marketplace.

ISO's advisory prospective loss costs are accurate projections of average future claim costs and loss-adjustment expenses — overall and by coverage, class, territory, and other categories.

The ALAE Size-of-Loss Distributions model provides tables of loss and allocated loss adjustment expenses for 94 lines of insurance within the general liability, commercial auto and medical/professional lines.