Verisk Insurance Solutions Limited (“VIS-I” or “we”) respects your concerns about privacy. This Notice applies to personal data we collect from third party controllers that provide data relating to vehicle registration and public record search data. The Notice describes the types of personal data we obtain from these two sources, how we use that personal data, and with whom we share it. We also describe the rights you may have and how you can contact us about our privacy practices.
VIS-I is a data controller in respect of;
The third parties from which we receive vehicle registration and public record search data are each a data controller in their own right in respect to the data they each collect. The Insurer or Managing General Agent that you communicate with are also a data controller in their own right, in respect of the data that they process in association with your insurance application. We therefore suggest that you read this Privacy Notice together with the privacy notices from third-party controllers that provide VIS-I vehicle registration and public record search data: Department of Transport and Stubbs Gazette as well as the Privacy Notice of the Insurer or Managing General Agent that you communicate with.
1. How We Obtain Information About You
2. Information We Obtain
3. How We Use Information That We Obtain
We use the personal data for these purposes because we have a legitimate business interest in providing services to our customers and other interested individuals that is not overridden by your interests, rights and freedoms to protect personal data about you.
In addition to the uses discussed above, we may also
We use the personal data for the purposes described above because we have a legitimate interest in operating and improving our business that is not overridden by your interests, rights and freedoms to protect personal data about you.
We may also use the information to protect against and prevent fraud, claims, and other liabilities and to comply with or enforce applicable legal requirements, industry standards, and our policies and terms. We use personal data for these purposes when it is necessary to protect, exercise or defend our legal rights, or when we are required to do so by law that applies to us.
4. Information We Share
We share vehicle registration personal data with:
We share public record search personal data with:
We may share the personal data that we obtain from the third parties with service providers that perform services on our behalf such as, analytics providers, hosting providers and advisers. All service providers have entered into legally binding agreements requiring them to use or disclose personal data only as necessary to perform services on our behalf or comply with applicable legal requirements.
In addition, we may disclose personal data about you that we have obtained from third parties (a) if we are required or permitted to do so by law or legal process, for example due to a court order or a request from a law enforcement agency, (b) when we believe disclosure is necessary or appropriate to prevent physical harm or financial loss, (c) in connection with an investigation of suspected or actual fraudulent or other illegal activity, and (c) in the event we sell or transfer all or a portion of our business or assets (including in the event of a reorganisation, dissolution, or liquidation).
5. Data Transfers
We may transfer the personal data that we collect about you from the third parties to recipients in countries other than the country in which the personal data originally was collected. Those countries may not have the same data protection laws as the country in which you initially provided the personal data. When we transfer your personal data to recipients in other countries (such as the U.S.), we will protect that personal data as described in this Notice.
If you are located in the UK, Ireland, or European Economic Area (“EEA”), we will comply with applicable legal requirements providing adequate protection for the transfer of personal data to recipients in countries outside of the UK, Ireland, EEA and Switzerland. In all such cases, we will only transfer your personal data if:
You may request a copy of the safeguards that we have put in place in respect of transfers of personal data by contacting us as described in the How To Contact Us section below.
6. How Long We Keep Information
The time period for which we keep personal data depends on the purpose for which we collected it. In all cases we keep it for as long as necessary to fulfil the purposes for which we collected it. We will then delete the personal data, unless we are legally required to retain it or if we need to retain it in order to comply with our legal obligations (for example, for tax and accounting purposes).
Subject to any applicable legal requirements, we typically retain personal data as follows:
7. Your Rights and Choices
If you are located in the European Economic Area (“EEA”), UK or Switzerland, you may have the following rights in relation to personal data that we receive from the third parties:
You may contact us by e-mail or as described in the “How to Contact Us” section below to exercise your rights described above.
You also have the right to lodge a complaint with the data protection supervisory authority in your country. You can find the contact information of the data protection supervisory authority in your country here.
8. Updates to Our Notice
We may update this Notice periodically and without prior notice to you to reflect changes in our personal data practices or relevant laws. We will post the updated version and indicate at the top of the notice when it was most recently updated.
9. How to Contact Us
If you have any questions or comments about this Notice or any issue relating to how we collect, use, or disclose personal data, or if you would like us to update information we have about you or your preferences, you may contact us.
Please include your name and the name of the business, Verisk Insurance Solutions Ltd, to which your request refers.
By e-mail at: privacy@verisk.com
In writing at:
Verisk Analytics
Attention: Privacy Inquiries
2nd Floor, Linea House, Harvest Crescent
Fleet
Hampshire
GU51 2UZ