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VISUALIZE | INSIGHTS THAT POWER INNOVATION

Homeowners Underwriting

Climate Change Teaser
May 31, 2023

Climate change vs. climate variability: their impact on insured losses

Catastrophe models help better understand and quanitfy insured losses caused by climate change and climate variability.

Wildfire Risk Teaser
May 30, 2023

Wildfire: Insurers and communities adapt to an ever-growing threat

Wildfires have moved rapidly to the fore as an exposure for insurers to understand and manage in states at high risk for this peril.

After Catastrophes
May 4, 2023

What happens after catastrophes? Protection in a time of loss

Despite mitigation measures, natural hazards may still cause damage, and insurers need actionable data to guide underwriting and pricing.

Insurtech Teaser
May 4, 2023

How insurtech can better determine sufficient contents coverage

From estimating to calculating: Predictive modeling and machine learning remove the guesswork from evaluations.

Property Auto Inspection
April 28, 2023

Having the best of both worlds in property and auto inspections

Determining or verifying key risk characteristics of insured property or vehicles can be costly, labor-intensive, and time-consuming.

Q1 Quarterly Report 23
April 12, 2023

Reconstruction cost dips signal increased market stabilization

Total reconstruction costs, including materials and labor, increased 3.1% from April 2022 to 2023. Costs continue to slow down and steady.

Weather Teaser
April 6, 2023

Severe thunderstorms and hail: Concentrated events that pack a punch

Severe thunderstorms are a common natural phenomenon in the US, causing more than half of annual reported insured losses since 1985.

Underperformance Teaser
February 8, 2023

The claims connection: A key consideration for ITV alignment

The truest test of an ITV solution is how it performs with actual losses, which can yield critical data to validate and calibrate RCEs.

Q1 Quarterly Report 23
January 18, 2023

As increases slow, reconstruction costs show signs of stabilizing

Total reconstruction costs, including materials and labor, increased 6.8% from January 2022 to January 2023, a drop from the last quarter.

Underinsurance Report Teaser
October 31, 2022

Keeping pulse: Tracking the latest price surges to maintain ITV

Verisk data shows the cost to rebuild a property is still more than 11 percent higher, on average, than it was pre-pandemic.

Climate Change Hurricane Teaser
October 20, 2022

Will climate change lead to more hurricanes?

Verisk’s Climate Change Projections help organizations investigate how loss metrics such as average annual losses (AALs) and return period may change in the future.

360value Reconstruction Teaser
October 19, 2022

Hurricane Ian and other pressures drive uptick in reconstruction costs

Total reconstruction costs, including materials and retail labor, increased by 9.3% from October 2021 to October 2022.

Roof Florida
July 15, 2022

Taking a data-driven view of evolving Florida roof risk

Florida’s statutory environment surrounding coverage for roofs may demand more robust data to clarify risk amid increasing complexity.

Executive Insights Homeowners
July 14, 2022

How’s homeowners? New analysis of Verisk data reveals key trends

A report on the state of homeowners insurance through the unique prism of Verisk’s expert analysis and proprietary data.

Analytics
July 8, 2022

Tree analytics: Finding the path through a forest of property risk

Billions of trees on residential properties are a challenge to homeowners insurers, but aerial imagery and analytics can help underwriters.

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