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Homeowners Underwriting

360value Reconstrucion Costs
October 20, 2021

Reconstruction costs rise slowly as lumber shows increasing volatility

The latest 360Value® Reconstruction Cost Analysis shows that lumber price volatility is slowing the overall pace of growth.

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August 30, 2021

Current cost estimates key to manage lumber’s ‘demand surge’

Property insurance underwriters relying on up-to-date cost data to cope with higher reconstruction estimates amid lumber's price volatility.

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August 2, 2021

Wildfire season turns explosive with Bootleg, Dixie fires

Massive wildfires continued to burn in Oregon and California, feeding on fuels dried by prolonged drought and weather conditions that promoted their spread

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August 2, 2021

The big build: How a rise in renovations may affect property insurance

People spending more time at home seemed to ultimately help many insurers, as loss frequency declined in 2020 year over year across several categories.

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July 29, 2021

Finding local replacement cost estimates is usually no laughing matter

The comic strip is part of our new Laugh Ratios series, highlighting Verisk’s 360Value solutions, which provide reliable replacement cost estimates.

360value Reconstrucion Costs
July 22, 2021

Reconstruction costs rise sharply, boosted by historic surge in lumber prices

Total reconstruction costs rose 16.7% in the second quarter of 2021, with lumber up 162.7%

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July 12, 2021

Seeking new paths to cost efficiency in underwriting reports

Underwriting expenses can force auto and property insurers to choose between high costs that drain profitability and incomplete risk data.

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June 24, 2021

Stronger underwriting-claims link is boon to residential property insurance

Verisk is giving insurers a new way to discover if their replacement cost estimates need updating.

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June 22, 2021

Virtual inspections give insurers a leg up, down on the farm

From quote to renewal, a virtual inspections are a good option for insurers to account for risks while promoting safety and maintaining the workflow of a farm.

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May 7, 2021

How the hail hazard is affecting property insurance

Confronting hail risk means having an informed strategy and effective tools backed by advanced technology and analytics.

360value Reconstrucion Costs
April 27, 2021

Building activity drives rise in reconstruction costs, with lumber leading the way

Total U.S. reconstruction costs continued to rise in Q2 2021, according to Verisk, with lumber costs soaring a historic 84.71%.

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April 26, 2021

Five emerging risk trends facing homeowners (and how we're addressing them)

Learn how a major update to the ISO Homeowners insurance program will address cannabis, drones, virtual currencies, and other new risks.

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March 22, 2021

The COVID-19 journey for homeowners insurers: Building on lessons learned and new-normal strategies

Economic turmoil, lifestyle changes, and transitions to remote work amid the COVID-19 pandemic created a “new normal” for personal property insurance.

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January 22, 2021

How old is that roof?

Validating roof age is an ongoing challenge for homeowners insurers that demands a range of reliable sources to verify age, condition, and characteristics.

360value Reconstrucion Costs
January 20, 2021

Pandemic-driven demand increases in lumber markets send reconstruction costs soaring

Total reconstruction costs increased sharply again at the national level in the United States and Canada, according to the latest data from Verisk’s 360Value.