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VISUALIZE | INSIGHTS THAT POWER INNOVATION

Homeowners Underwriting

Q1 Quarterly Report Q1 24
January 30, 2024

Quarterly reconstruction costs stabilize as inflation recedes

Verisk releases new quarterly reconstruction costs report for Q1 2024.

Q1 Quarterly Report 23 1 1
October 13, 2023

Mild reconstruction cost rise signals stabilizing market

Total reconstruction costs increased 5.1% from October 2022 to 2023. This uptick follows the 4.3% increase from July 2022 to July 2023.

Construction Site Teaser
September 26, 2023

Exploring a future look at reconstruction cost trends

To help insurers navigate the increasing complexity in the market, Verisk has developed the Market Expectations Index for 360Value.

Fla Filing Teaser
September 13, 2023

Inside Verisk’s race to respond to new Florida insurance legislation

A new law is expected to have a far-reaching impact on the Florida insurance market.

Main Itv
August 28, 2023

Maintain ITV in a volatile market with property-level insights

Insurers must explore changes affecting their risk portfolio and leverage component- and property-level insights to help them maintain ITV.

Hurricane Season Teaser
August 22, 2023

Hurricanes: The current threat and the future warning signals

As climate change unfolds, hurricanes give a high-profile glimpse into the potential effects of a warming world.

Prefill Data Workflows Teaser
August 15, 2023

Smarter and faster: Prefill data to help accelerate workflows

Current and curated data about a structure’s age, square footage, and use are the backbone of reliable reconstruction cost estimates (RCEs).

Q1 Quarterly Report 23 1
July 13, 2023

Quarterly reconstruction cost increases continue to steady

Total reconstruction costs increased 4.3% from July 2022 to July 2023. This uptick follows the 3.1% increase from April 2022 to April 2023.

Reconstruction Teaser
June 20, 2023

Reconstruction costs vs. market value: the hidden coverage crisis

Market value and reconstruction cost estimates are unique measures subject to different forces; only RCEs should be used for coverage.

Climate Change Teaser
May 31, 2023

Climate change vs. climate variability: their impact on insured losses

Catastrophe models help better understand and quantify insured losses caused by climate change and climate variability.

Wildfire Risk Teaser
May 30, 2023

Wildfire: Insurers and communities adapt to an ever-growing threat

Wildfires have moved rapidly to the fore as an exposure for insurers to understand and manage in states at high risk for this peril.

After Catastrophes
May 4, 2023

What happens after catastrophes? Protection in a time of loss

Despite mitigation measures, natural hazards may still cause damage, and insurers need actionable data to guide underwriting and pricing.

Insurtech Teaser
May 4, 2023

How insurtech can better determine sufficient contents coverage

From estimating to calculating: Predictive modeling and machine learning remove the guesswork from evaluations.

Property Auto Inspection
April 28, 2023

Having the best of both worlds in property and auto inspections

Determining or verifying key risk characteristics of insured property or vehicles can be costly, labor-intensive, and time-consuming.

Q1 Quarterly Report 23
April 12, 2023

Reconstruction cost dips signal increased market stabilization

Total reconstruction costs, including materials and labor, increased 3.1% from April 2022 to 2023. Costs continue to slow down and steady.

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