New Commercial Auto Class Plan


New class plan effective in late 2022

The new ISO Commercial Auto Class Plan will provide significant benefits to insurers that cover trucks, tractors, trailers, and private passenger vehicles. It will build on both the current standard plan and enhancements featured in the Optional Class Plan.

Benefits for insurers

The new ISO Commercial Auto Class Plan provides significant lift over the current class plan, helping enable profitable growth and reduce adverse selection.

Greater segmentation

NAICS codes to boost predictive value

More precise estimates of expected loss

Simplified rating formula

Expanded use of existing variables like age and original cost

Designed using advanced predictive modeling techniques

Commercial Auto Class Plan Timeline



ocp timeline

ISO Commercial Auto Class Plan FAQ

For more information on the transition of the ISO Commercial Auto Class Plan, see our FAQ.

Download our FAQ

Existing customers

Learn more about the Optional Class Plan on ISOnet® (login required).

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