Commercial Property Ground-Up and Excess Pricing

PSOLD™ & ISO Rapid Valuator®

How quickly and accurately can you price commercial property excess-of-loss business? Do you have an automated analytical workflow?

Verisk's Property Size of Loss Database (PSOLD) is the most current and comprehensive loss history database for commercial property risks. ISO Rapid Valuator delivers a ground-up and excess loss cost analysis almost instantly.

$38t Aoi $ 38T AOI
7m Curves 7M Curves
50 U 50 U.S. states and the District of Columbia
38 Occupancy Groups 38 Occupancy groups
60 Aoi Bands 60 AOI bands

Decades of data at your fingertips

Decades Of Data At Your Fingertips

Decades of data at your fingertips

With PSOLD/IRV, you can sharpen your pricing analysis:

  • Bespoke curves for occupancy, AOI band, and peril/coverage tailored to risk
  • Perform excess-of-loss exercises for any layer of loss
  • Customize your analysis with selectable subline and coverage fields
  • Work entirely within the PSOLD/IRV tool or export to spreadsheet apps
  • Build automated loss cost estimations across multiple risks characteristics and COPE adjustments
  • Integrate catastrophe models for alternative minor catastrophe and hurricane estimates

ISO Rapid Valuator links to PSOLD for analysis of loss cost potentials across multiple risks and portfolios.

Structure your primary, excess, and reinsurance decision-making with unmatched data

Property Website Pdf

Use PSOLD and ISO Rapid Valuator for dynamic analysis of loss cost potentials across multiple risks and portfolios. Together, the platforms provide complete ground-up and excess pricing even for complex layered risks.

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On demand Webinar: Commercial Lines Strategic Planning with ISO Products

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On demand Webinar: Commercial Lines Strategic Planning with ISO Products

Whatever you’re planning for your business’s future – Verisk can likely help. Watch our on-demand webinar, “Commercial Lines Strategic Planning with ISO Products,” now.

Research, benchmark, and visualize broader market results pairing analytics with primary and excess data.

Additional insights


Verisk 2021 wildfire risk analysis provides updated data on rising threat

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Unprecedented behavior: Wildfires have jumped the Sierra Nevada

The Caldor Fire in California and Nevada is the second known instance—both occurring in 2021—of a wildfire crossing the Sierra Nevada.

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Verisk's High-Risk Notification Service helps identify conditions that can trigger unexpected claims.

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Wildfire season turns explosive with Bootleg, Dixie fires

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The big build: How a rise in renovations may affect property insurance

People spending more time at home seemed to ultimately help many insurers, as loss frequency declined in 2020 year over year across several categories.

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Overcoming the challenge of cross-class clash

Learn about cross-class clash, it's potential impact to your organization and how Verisk solutions can help you address it.

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