A-PLUS Personal Lines
Loss History Solutions
You don't have to choose between cost savings and a great customer experience
Understanding claims history is critical to accurate initial quoting, but to save money, many insurers delay ordering loss history data until just before bind.
There's a better way. Verisk can deliver customizable loss history options at point of quote to help optimize expenses.
Loss history options to help insurers compete
Loss history options to help insurers compete
A-PLUSTM provides claims loss history information on applicants to enable agents and underwriters to determine insurability and appropriate pricing. A-PLUS leverages a proprietary search algorithm to capture all available claims possible. Name(s) and address are the only required fields, all others are optional. Customers must contribute data to be eligible to order reports.
Verisk has developed an infrastructure that facilitates the ingestion and validation of contributed loss history data within an FCRA environment.
Optimize expenses with our loss history solutions
A-PLUS Property
About 70% of homeowners polices have no past claims
Our tools can help you reduce uprating after the initial quote, improve the customer experience, and win and retain more business.
A-PLUS Auto
As much as 60% of initial auto quotes are adjusted before bind
When brought to the front of the workflow, loss history can help you deliver more accurate quotes and gain a competitive advantage.
How well do you understand the properties surrounding the risks you insure?
A-PLUSTM Neighborhood Claims can help improve underwriting and rating
by identifying claim events that may have affected a residence but were
never claimed by the property owners.
A-PLUS can help:
- Help guide critical underwriting and rating options as early as point of quote
- Aids expense optimization by providing the choice of an indicator or full-detail report
- Facilitates more accurate initial quotes and helps avoid upcharges at bind
- Offers ability to customize loss history data types and usage
- Improves sales resource and workflow efficiency on targeted prospects
- More seamless quote-to-application experience for new high-value policyholders
What our customers are saying
Verisk’s solutions help us build upon a solid and substantial foundation, enhancing our ability to bring tailored coverage options to homeowners across the United States.
- Ty Harris
- Chief executive officer and co-founder of Openly
Verisk is ahead of the curve in offering data to its insurer customers in novel ways that allow us to generate new value for the insurance consumer. By embedding high-quality risk data deeply within our underwriting, we can deliver on the vision of a better experience for the modern insurance buyer.
- Steve Lekas
- Co-founder and chief executive officer at Branch
Customize A-Plus to work for you
Customize A-Plus to work for you
Full reports
Up to seven years of data on losses and claim types. Regulated by the FCRA.
Claims Activity Profiler (CAP)
A point-of-quote indicator of claims activity to help decide when to order full reports. Non-FCRA regulated.
Claims Activity Profiler (CAP) with Claims
This offering, which is FCRA regulated, is a blend of the full report and CAP.
Consumer inquiries and information on how to order a free A-PLUS loss history report.
