Agency Markets

Verisk and its flagship ISO business offer products to help agents, MGAs, brokers, and other insurance professionals reach new markets and remain competitive.

We maintain some of the largest private databases in the world. Each year, we amass billions of detailed records of collected insurance premiums and paid losses. Professional staff members analyze insurer data and turn it into meaningful information. We offer data and analytics products that give you risk management information, catastrophe claims data, motor vehicle reports, and vehicle rating symbols you can import into your own database.

We’re the recognized leader in producing standardized policy forms and manuals. We employ hundreds of industry experts who develop policy language, rules, loss costs, and many other products that help you compete in the insurance marketplace.

When it comes to evaluating risks, insurance professionals use our property information database, a comprehensive source of underwriting and rating data on millions of commercial buildings and individual businesses occupying those buildings. We offer accurate replacement costs estimates and online reporting of property and hazard information by address.

We catalog thousands of classifications, bulletins, and requirements for all 50 states and certain U.S. territories. Our products help insurance professionals keep current with ISO filings, make their own filings, get the most out of their audits, and remain compliant with ever-changing state requirements and regulations.


ProMetrix for Agents

Our ProMetrix® for Agents suite of reports and services has the loss cost, rating, and risk selection information you need to get quotes to customers and information to insurers quickly.

Products and Services

ISOnet — the Internet information service for insurance professionals — contains a complete electronic version of the current ISO Commercial Lines Manual (CLM), as well as historical information back to 1994. You'll find an integrated state insurance manual (SIM) for each ISO line of business and jurisdiction. The manual includes all applicable rules, state exceptions, loss costs, policy forms, and endorsements.
Speed to market with accurate pricing is vital. You need to underwrite and quote coverage fast, or you’ll lose out to the competition. The loss cost, rating, and risk selection information available through our ProMetrix® suite of services lets you price policies accurately and get quotes to customers quickly.
Reliable replacement cost estimates are essential to protect customers. These customers are beginning to demand a new way of doing business that puts the estimation process in their hands. 360Value helps property insurers meet evolving customer expectations, while maintaining rating integrity.
Information is the lifeblood of risk and capital management, especially for catastrophes and weather events. With PCS, you'll get immediate access to the severe weather data you need to manage your business effectively and efficiently.
Determining the proper premiums for personal auto policies can be tricky business, especially for collision and comprehensive coverages. But it doesn't have to be. With ISO's VINMASTER and your software, you can quickly and easily identify an automobile's current ISO Vehicle Series Rating Symbol without knowing its vehicle identification number (VIN).
Changes to rebuilding costs and properties you insure will affect replacement costs. To verify accurate property information and keep pace with replacement costs, Verisk offers tools to help keep insurance to value (ITV) current throughout the life of the policy.