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Commercial Auto Solutions
Underwriting, Risk Selection, & Rating

The route to success is narrow in a challenging commercial auto market

An evolving economy and new business models make timely, reliable data and analytics more vital than ever for your commercial auto portfolio.

52 percent of high-level industry codes (defined by 2-digit NAICS) are typically inaccurate in an insurer’s book. An incorrect code can lead to premium leakage or overage, severely impacting profitability.1

Fuel your straight-through underwriting process

 

Fuel your straight-through underwriting process

Our commercial auto underwriting tools come together to fundamentally change your underwriting process, bringing speed, accuracy, efficiency, and ease of use. Comprehensive risk assessment solutions with all the data you need.

Know the vehicle, inside and out

Auto-populate verified commercial auto data such as VIN, vehicle specifications, and registration information to operationalize underwriting commercial vehicles. Be more productive and quote more quickly and reliably.

Radiuscheck

RadiusCheck®

Find where vehicles are operated with advanced visual vehicle sighting technology reporting location information. Identify and capture premium leakage due to radius and territory misclassification.

Learn about RadiusCheck
Commercial Vehicle Prefill

Vehicle Prefill

See specific, granular, reliable, and current data on vehicles to help price and rate commercial auto policies quickly, with fast delivery through our application programming interface (API).

Learn about Vehicle Prefill
Vehicle Registration Reports

Vehicle-Registration Reports

Set more accurate premiums and validate claims with extensive, reliable history of covered vehicles. Get the data you need in one place.

Learn about Vehicle-Registration Reports

Precise radius data improves commercial auto rating

Commercial Auto Innovation Case Study

Precise radius data improves commercial auto rating

See how a top auto insurer innovated with Verisk to meet today’s competitive challenges with smart strategies that improve return on investment.

Know the drivers and their history

Driving history is costly to obtain but critical to reveal past violations or other adverse information that matters for underwriting and rating. Uncover self-reporting omissions, capture missing or lost premium, realize savings, and free up valuable resources with timely, robust, and reliable driving record data solutions and motor vehicle reports (MVR) on current drivers.

Our cost-effective reports cover all 50 states, the District of Columbia, and some Canadian provinces with convenient ordering options and customizable reports.

Know the business—and understand it

Reliable business firmographics are vital, but half of commercial auto insurers’ customers may have the wrong code. Detailed NAICS and SIC classifications from Verisk show the nature of the business—and you get in-depth data such as relative credit grade, commercial credit score, and years of operation.

Additional insights

Commercial And Personal Auto Insurance Digitization

Transform auto quote experiences for what comes next

Increasing speed is becoming the norm for auto insurance quotes, driving digital transformation and data-forward strategies.

Read the article
Gettyimages 1156528620 Teaser

Explore commercial auto opportunities with three ISO solutions

Leveraging with ISO ERC, Vehicle Prefill, and RACA, insurers can more quickly develop and introduce new products with speed, efficiency, confidence and results.

Read the article
Auto Insurance Underwriting Data

How to extract more value from auto insurance underwriting data

Competition and growing digital information sources demand that auto insurers balance underwriting data consumption with cost efficiency.

Read the article

Contact Us to Learn More

Other Ways to Connect

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  • Chat Now

    Note that password resets and user information are not available through Live Chat or Email. Instead, please call the main toll-free number below.

  • Main Toll-Free: 1-800-888-4476

  • Global Toll-Free: International Access code, then 800 48977489
    When calling from the UK, please dial 00 800 4897 7489
  1. According to a July 2020 ISO survey

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