52 percent of high-level industry codes (defined by 2-digit NAICS) are typically inaccurate in an insurer’s book. An incorrect code can lead to premium leakage or overage, severely impacting profitability.*

*According to a July 2020 ISO survey

Fuel your straight-through underwriting process

Our commercial auto underwriting tools come together to fundamentally change your underwriting process, bringing speed, accuracy, efficiency and ease of use. We have all the data you need. Watch to learn more about our solutions.


Quick, easy, granular vehicle data


Just enter a business name and address and get the most reliable commercial auto data possible to make proper underwriting decisions. Decide on the right risks for your book at the speed necessary to satisfy customer expectations and win the business.

Vehicle Prefill

Underwriters need to know specific, granular data on vehicles and drivers that’s as reliable and current as possible to price and rate a commercial auto policy—delivered quickly through our application program interface (API).

Auto Firmographics

Avoid the impact of inaccurate industry classifications with reliable NAICS and SIC data along with critical firmographics on management competency, credit scores, and years in business.

Vehicle Registration Reports

Getting a complete, accurate history of the vehicles you cover is important for setting accurate premiums and validating claims, but finding that information may involve a wide-ranging search.

Driver, vehicle, and loss runs

Underwrite and rate commercial auto policies more effectively with data and analytics on vehicle use and value, driver behavior, and driver history—derived from connected cars, claims, and reports.


Get the driver history data you need that covers all 50 states, Washington, D.C., and some Canadian provinces with reliable, current, and actionable motor vehicle reports and other driving history solutions.

driver vehicle 2

Data and analytics derived from critical assessments of the claims life cycle of a vehicle can help you streamline workflow, control costs, and fight fraud, starting with reliable loss runs.

driver vehicle 3

Get timely and detailed driving analytics and driver scores across multiple vehicle classes. Telematics helps build and validate proprietary risk models and improve pricing accuracy and risk selection when you leverage connected-vehicle data.

Commercial Auto Underwriting Solutions

Comprehensive risk assessment solutions for commercial auto insurers

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Responsive underwriting strategies for a fast-moving market

How can auto insurance leaders innovate to meet evolving trends in a post-pandemic world and compete amid ongoing uncertainty? An efficient digital insurance ecosystem powered by four catalysts can help accelerate underwriting and drive high-impact results. Learn more in our new Innovation Paper.

Download the innovation paper

Explore commercial auto

Explore commercial auto opportunities with three ISO solutions

Leveraging with ISO ERC, Vehicle Prefill, and RACA, insurers can more quickly develop and introduce new products with speed, efficiency, confidence and results.

Read the article

Improving Commercial Auto

Precise radius data improves commercial auto rating

See how a top auto insurer innovated with Verisk to meet today’s competitive challenges with smart strategies that improve return on investment.

Download the case study