Commercial Auto Classification Plan

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Commercial Auto Challenges: Are Analytics the Answer?

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Commercial Auto

Bridges around the world are aging, roadways are more congested, and businesses with commercial fleets are facing greater risks than ever before. We provide a range of products and services to meet the needs of commercial auto insurers. Our standardized policy program covers a wide range of commercial vehicles and exposures and allows insurers to tailor coverage for their customers.

Our telematics offerings help you get a better understanding of risk based on driving behavior and patterns. By knowing where individual vehicles travel and by gaining insight into their speed and control, insurers can offer discounts to individual commercial drivers or entire fleets.

Our predictive modeling tools help you evaluate your commercial auto risks with more accuracy; target your marketing, underwriting, and pricing efforts; and discover new opportunities to improve your competitive differentiation.

We offer motor vehicle reports (MVRs) that give you information on your potential insureds' traffic violations and accidents — helping you underwrite commercial auto policies effectively. We also provide a reporting service that satisfies your statutory obligations to report auto coverage to state DMVs.

Products and Services

Commercial Auto Solutions Insurers need to optimize the underwriting process to match the right price to risk and accelerate speed to quote—or lose their competitive advantage. Verisk Insurance Solutions has a comprehensive suite of underwriting services and tools to help you win big in the commercial auto marketplace. We offer...
ISO Passport - Experian Business Financial Reports ISO has allied with Experian Business Information Services to bring you business credit, financial, and public-records information. The data will help you evaluate new and renewal business and make better underwriting decisions. You can use ISO Passport ® to order three commercial information...
Advisory Prospective Loss Costs ISO's advisory prospective loss costs are accurate projections of average future claim costs and loss-adjustment expenses — overall and by coverage, class, territory, and other categories. Your company can use ISO's estimates of future loss costs in making independent decisions about the prices you charge for...
Excess Layer Loss Development Manuals ISO's Reinsurance Package - essential analytical and pricing tools for reinsurance underwriters and actuaries With the detailed information in ISO's Excess Layer Loss Development Manuals, you can develop losses and payout patterns for excess layers and compare those patterns to ISO aggregate excess loss development...
ALAE Size-of-Loss Distributions The ALAE Size-of-Loss Distributions model provides tables of loss and allocated loss adjustment expenses (ALAE) for 94 lines of insurance within the general liability, commercial auto and medical/professional lines. The model contains a database of 40,000 discreet probabilities for the joint distribution of indemnity loss and allocated...
ISOnet ® | Forms Library ISOnet ® — the information service for insurance professionals — offers you access to a collection of more than 9,000 personal and commercial forms and endorsements. The Forms Library contains all simplified ISO forms in effect (based on ISO filings) on or after January 1,...