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Taking cover: Mastering the challenges of roof risk

Tackling a complex problem with robust data

The cost and structural complexity of a roof, coupled with its critical role as protection from the elements, can raise particular concerns for many property insurance underwriters. Verisk estimates U.S. roof claims exceeded $19 billion just in 2021, making up about 30 percent of all property loss dollars.

These case studies follow the journeys of multiple insurers as they discover the power of advanced analytics derived from proprietary data and aerial imagery and strive to get on top of roof exposure in their portfolios.

Analyzing roof risk calls for a broad perspective—not only having current, reliable data, but knowing how to apply it in the market.

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Staying on top of roof risk is important for more informed underwriting and rating. Explore a reliable source to help verify the roof age, condition, and characteristics.

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