Skip to Main Content

Verisk Announces Plans to Leverage Electronic Health Record Data from Human API for New Life Insurance Underwriting and Portfolio Tools

JERSEY CITY, N.J., and SAN MATEO, Calif., April 25, 2019 — Verisk (Nasdaq:VRSK), a leading data analytics provider, and Human API, the nation’s largest health data network, announced today plans to work together on Verisk’s new InsurTech tools. Leveraging electronic health record (EHR) data collected by Human API, Verisk’s solutions will help revolutionize how life insurers underwrite coverage and manage in-force portfolios.

As part of the effort, Verisk will analyze EHR data obtained by Human API and produce risk scoring and benchmarking information for life insurers. Insurers will be able to use Verisk’s analytic tools to help underwrite policies and manage portfolio risk with greater speed and accuracy and improve service for the growing number of consumers who choose to share their electronic health data.

“The underwriting process for life insurance is often time-consuming and invasive for consumers seeking coverage,” said Andrei Pop, CEO of Human API. “But access to electronic health record data can dramatically enhance the experience for insurers and their potential customers. We’re excited to work with Verisk on solutions that will provide more actionable information that life insurers need to make underwriting decisions faster than ever.”

“The growth of electronic health records and patient portals has increased significantly in recent years, opening the door for innovative data-driven approaches to life insurance underwriting and a potentially faster and simpler buying experience for consumers,” said Nick Irwin, director of life insurance solutions at Verisk. “We look forward to working with Human API in connection with our efforts to develop a new model for life insurers that will leverage artificial intelligence and help them refine risk estimation, improve underwriting assessment, and enhance their portfolios.”

About Verisk 
Verisk (Nasdaq:VRSK) provides predictive analytics and decision-support solutions to customers in the insurance, energy and specialized markets, and financial services industries. More than 70 percent of the FORTUNE 100 relies on the company’s advanced technologies to manage risks, make better decisions and improve operating efficiency. The company’s analytic solutions address insurance underwriting and claims, fraud, regulatory compliance, natural resources, catastrophes, economic forecasting, geopolitical risks, as well as environmental, social, and governance (ESG) matters. Celebrating its 50th anniversary, the company continues to make the world better, safer and stronger, and fosters an inclusive and diverse culture where all team members feel they belong. With more than 100 offices in nearly 35 countries, Verisk consistently earns certification by Great Place to Work. For more:, LinkedIn, Twitter, Facebook, and YouTube.

About Human API
Human API is the largest consumer-centric health data network. The Human API platform retrieves, normalizes, and delivers clinical data and wellness information on consumers from a network of over 35,000 unique integrations spanning 250 million-plus consumers. Human API is currently powering industry-leading applications built by life insurance, clinical research, health insurance, pharmaceutical, and digital health companies. To learn more, visit

Brett Garrison
Edelman (for Verisk)

You will soon be redirected to the 3E website. If the page has not redirected, please visit the 3E site here. Please visit our newsroom to learn more about this agreement: Verisk Announces Sale of 3E Business to New Mountain Capital.