Roof

As climate change unfolds, hurricanes give a high-profile glimpse into the potential effects of a warming world.

Wildfires have moved rapidly to the fore as an exposure for insurers to understand and manage in states at high risk for this peril.

Severe thunderstorms are a common natural phenomenon in the US, causing more than half of annual reported insured losses since 1985.

Florida’s statutory environment surrounding coverage for roofs may demand more robust data to clarify risk amid increasing complexity.

Billions of trees on residential properties are a challenge to homeowners insurers, but aerial imagery and analytics can help underwriters.

Homeowners insurers may struggle to capture roof condition, but imagery analytics can help assess risk and opportunities for mitigation.

Hail is spreading out into new regions of the country that aren’t traditionally exposed to hail risk.

Multiple homeowners insurers sought solutions to challenges around roof risk, and Verisk has created case studies to follow their journeys.

By uncovering property change events during the policy life cycle, insurers can better understand their book of business.

Demand for green power brings risk considerations for homeowners insurers, as solar panels can sustain storm damage and pose fire hazards.

More than 6.8 million properties were affected by one or more damaging hailstorms, a nearly 10 percent increase from 2020

Homeowners insurers and their customers in Florida are navigating a turbulent market, and roof coverage figures prominently in the turmoil.

Automated underwriting can help homeowners insurers be thorough, consistent, and fast with timely, actionable data and analytics.

Confronting hail risk means having an informed strategy and effective tools backed by advanced technology and analytics.

Validating roof age is an ongoing challenge for homeowners insurers that demands a range of reliable sources to verify age, condition, and characteristics.