Personal Auto

What's New

Enhanced Class Plan
The 2013 enhanced class plan revised rating factors and the entire structure of the former 202 ISO Personal Auto Classification Plan. »more

Ride-Sharing Arrangements Through Transportation Network Companies
Responding to the apparent growing popularity of ride-sharing arrangements through transportation network companies (TNCs) and the potential new exposures associated with participating as a driver for a TNC, ISO has developed options that will help you address such ride-sharing arrangements. »more

Personal Vehicle Sharing Program Exclusion
Responding to the apparent growing popularity of personal vehicle sharing programs and the potential new exposures associated with participation in such programs, ISO has introduced a new exclusionary endorsement with respect to personal vehicle sharing programs. »more

Personal Motorcycle Program
To help you serve the needs of your customers, ISO is developing a stand-alone program to insure the owners of motorcycles.»more

Learn more about our Telematics-Based Safety Scoring and Geometric Programs here.

ISO Risk Analyzer Personal Auto
Learn more about ISO’s Risk Analyzer products here.

Follow the links for information about changes to ISO’s personal auto program:

Changes to pricing information, rules, and forms:

Items under consideration for future revisions

Personal Auto Rating Symbols — Frequently Asked Questions (FAQ)

Personal Auto Loss Cost Circulars

Summary of Jurisdictions with Requirements to Provide Primary Coverage for a Non-Owned Vehicle

Summary of Uninsured Motorists (UM) and Underinsured Motorists (UIM) Coverage Provisions

Status report on Uninsured/Underinsured Motorists Coverage Selection/Rejection Documents

Status reports on major filings

The ISO Web Seminar Series:
Making ISO products work for you

Throughout the year, ISO product experts host hour-long web seminars — focusing on topical issues and new and improved ISO products. We share valuable information to help you get the most out of ISO’s core and specialty products.

After the seminars, many of the sessions are available online for you to view at your convenience.

Learn about future sessions

View past sessions

For more information . . .
. . . on any topic related to ISO’s personal auto program, please contact or:

Sandee Perfetto
Director, Product Development
Telephone: 201-469-2705

Krystal Ferebee
Manager, Compliance and Product Services
Telephone: 201-469-2903

Jared Smollik
Director, Actuarial Product Development
Telephone: 201-469-2607

Or call ISO Customer Service at 1-800-888-4476.