Catastrophe Modeling

05/01/2026 - 7 min read

Today’s Nat Cat Modeling: Wildfire, Earthquake, and Flood Insights

Explore Verisk’s latest Nat Cat models for wildfire, earthquake, flood, and typhoon risks—delivering deeper insights for insurers.

29/03/2022 - 13 min read

Next Generation Modeling for Direct, Facultative, and Treaty Lines

The fourth and final installment of Verisk's Next Generation Modeling series, we discuss various aspects of reinsurance loss accumulation with spatial correlation.

26/07/2021 - 14 min read

Next Generation Financial Modeling for Commercial Lines

Learn about the propagation of uncertainty to commercial lines—loss accumulation and complex (re)insurance structures.

19/04/2021 - 16 min read

Next Generation Financial Modeling for Residential and Small Business Lines

The commercial, corporate, and specialty market segments have distinct attributes, which bring complexity to many modeling tasks.

26/01/2021 - 10 min read

Modeling Fundamentals: AIR Industry Exposure Databases

Industry exposure databases provide counts of all insurable properties and their replacement values, and serve as the foundation for all modeled industry loss estimates

20/10/2020 - 17 min read

Next Generation Modeling: Loss Accumulation

With newly available claims data and computational techniques, AIR has calibrated the financial engine of our catastrophe models to accurately represent loss accumulation

26/03/2020 - 6 min read

Modeling Fundamentals: Loss Modification in Touchstone

Touchstone^® provides you with an option to modify ground-up losses based on a set of filter criteria, such as event, geography, exposure characteristics, and more.

18/04/2018 - 12 min read

Modeling Fundamentals: Understanding Uncertainty

In this article, Dr. Jayanta Guin, AIR Chief Research Officer, introduces some key concepts and answers the fundamental questions: What is uncertainty, where does it come from, and how is it treated in models?

23/01/2014 - 11 min read

Modeling Fundamentals: Evaluating Risk Measures

There are advantages - and limitations - to risk measures such as TVaR. We show how to use them for capital/ solvency requirements & price risk transfers

25/03/2013 - 5 min read

Modeling Fundamentals: What Is AAL?

This article explains the fundamentals behind the calculation of average annual loss (AAL). An upcoming article will address some common misperceptions and frequently asked questions.