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<div class="score-call-to-action"> <a href="/490de2/siteassets/extreme-event-solutions/modeling-insured-catastrophe-loss-a-global-perspective-for-2025.pdf" target="_blank" class="score-button verisk-button primary md" title="Download the report" > <div class="inner-content-wrapper"> <span class="button-title">Download the report<span class="button-svg-wrapper"> <svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 320 512" class="icon"> <path fill="#000000" d="M310.6 233.4c12.5 12.5 12.5 32.8 0 45.3l-192 192c-12.5 12.5-32.8 12.5-45.3 0s-12.5-32.8 0-45.3L242.7 256 73.4 86.6c-12.5-12.5-12.5-32.8 0-45.3s32.8-12.5 45.3 0l192 192z"> </path> </svg> </span> </span> </div> </a> </div> </div> </div> </div> <!--adding image below hero for mobile--> <div class="mobile-hero"> <img /> </div> </div> </div> <div class="[ grid__item grid__item__full ] [ full-bleed ]"> <section style="background-image: url('');" class="section-hero-block-container no-bg-image-on-mobile bg- no-media"> <div 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12.5-45.3 0s-12.5-32.8 0-45.3L242.7 256 73.4 86.6c-12.5-12.5-12.5-32.8 0-45.3s32.8-12.5 45.3 0l192 192z"> </path> </svg> </span> </span> </div> </a> </div> </div> </div> </div> </div> </div> </div> </section> </div> <div class="[ grid__item grid__item__full ] [ full-bleed ] " id="block-118623"> <section class="score-stripe flexible-stripe no-bg-image-on-mobile bg-alt-white-3 " style="" data-epi-type="content"> <div class="container justify-center"> <div class="w-full"> <div class="section-header justify-center"> <H2 class=""> Explore solutions featured in the report </H2> </div> </div> </div> </section> </div> <div class="[ grid__item grid__item__full ] [ full-bleed ]"> <div class="tabset" id="block-118156"> <div class="tabset__tablist " role="tablist"> <button id="tab-118158" type="button" role="tab" aria-selected="true" aria-controls="tab-content-118158" class="tabset__tab body-4"> Catastrophe risk models </button> <button id="tab-118162" type="button" role="tab" aria-selected="false" aria-controls="tab-content-118162" class="tabset__tab body-4"> Catastrophe and exposure management software </button> </div> <details class="tabset__tabpanel " open> <summary class="tabset__mobile-button button-md"> <span>Catastrophe risk models</span> <div class="chevron-icon"></div> </summary> <div id="tab-content-118158" aria-labelledby="tab-118158" role="tabpanel"> <div class="[ grid__item grid__item__full ] [ full-bleed ] " id="block-118173"> <section class="score-stripe flexible-stripe no-bg-image-on-mobile bg-default " style="" data-epi-type="content"> <div class="container justify-center"> <div class="w-full"> <div class="content-area justify-center"><div> <div class="score-card primary horizontal standard featured" id="block-118175"> <div class="image-wrapper"> <a href="/products/tropical-cyclone-models/" aria-label="Hurricane and Tropical Cyclone Models" target="_self"> <img src="/4a4172/contentassets/dfe399c7ddd340fba58f2979bbbbeee1/satellite-image-of-tropical-cyclone.jpg/_croppings/product-detail-page-standard-card.jpg" loading="lazy" class="score-image img-fluid" alt="Satellite Image Of Tropical Cyclone "> </a> </div> <div class="caption"> <a href="/products/tropical-cyclone-models/" alt="Hurricane and Tropical Cyclone Models" target="_self"> <H4 class="card__title"> Hurricane and Tropical Cyclone Models </H4> </a> <div class="score-card-body"> <div class="rich-text"> <!-- XhtmlString.cshtml Display Template Start --> <p>North Atlantic basin, Pacific typhoons, and global tropical cyclone risk with storm surge modeling</p> <!-- XhtmlString.cshtml Display Template End --> </div> </div> <div class="score-call-to-action" > <a aria-label="Learn about Tropical Cyclone Risk Models" class="score-button verisk-button score-button verisk-button tertiary md" href="/products/tropical-cyclone-models/" rel="noreferrer" target="_self"><div class="inner-content-wrapper"><span class="button-title">Learn about Tropical Cyclone Risk Models<span class="button-svg-wrapper"> <svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 320 512" class="icon"> <path fill="#000000" d="M310.6 233.4c12.5 12.5 12.5 32.8 0 45.3l-192 192c-12.5 12.5-32.8 12.5-45.3 0s-12.5-32.8 0-45.3L242.7 256 73.4 86.6c-12.5-12.5-12.5-32.8 0-45.3s32.8-12.5 45.3 0l192 192z"> </path> </svg></span></span></div></a> </div> </div> </div> </div><div> <div class="score-card primary horizontal standard featured" id="block-118176"> <div class="image-wrapper"> <a href="/products/severe-thunderstorm-models/" aria-label="Severe thunderstorm risk models" target="_self"> <img src="/4a0b2e/contentassets/1b6b6e974d4f4fc195471a366856bda7/thunderstorm-over-fields-teaser.jpg/_croppings/product-detail-page-standard-card.jpg" loading="lazy" class="score-image img-fluid" alt="Thunderstorm Over Fields Teaser "> </a> </div> <div class="caption"> <a href="/products/severe-thunderstorm-models/" alt="Severe thunderstorm risk models" target="_self"> <H4 class="card__title"> Severe thunderstorm risk models </H4> </a> <div class="score-card-body"> <div class="rich-text"> <!-- XhtmlString.cshtml Display Template Start --> <p>Manage your severe thunderstorm risk with a complete view of risk of hail, straight-line winds, and tornadoes.</p> <!-- XhtmlString.cshtml Display Template End --> </div> </div> <div class="score-call-to-action" > <a aria-label="Learn about Severe Thunderstorm Risk Models" class="score-button verisk-button score-button verisk-button tertiary md" href="/products/severe-thunderstorm-models/" rel="noreferrer" target="_self"><div class="inner-content-wrapper"><span class="button-title">Learn about Severe Thunderstorm Risk Models<span class="button-svg-wrapper"> <svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 320 512" class="icon"> <path fill="#000000" d="M310.6 233.4c12.5 12.5 12.5 32.8 0 45.3l-192 192c-12.5 12.5-32.8 12.5-45.3 0s-12.5-32.8 0-45.3L242.7 256 73.4 86.6c-12.5-12.5-12.5-32.8 0-45.3s32.8-12.5 45.3 0l192 192z"> </path> </svg></span></span></div></a> </div> </div> </div> </div><div> <div class="score-card primary horizontal standard featured" id="block-118177"> <div class="image-wrapper"> <a href="/products/wildfire-models/" aria-label="Accurate estimates for extreme wildfire risk" target="_self"> <img src="/4a4104/contentassets/84202b1d040444ce9cbd6cad5db0a477/hillside-neighborhood-with-approaching-wildfires.jpg/_croppings/product-detail-page-standard-card.jpg" loading="lazy" class="score-image img-fluid" alt="Hillside Neighborhood With Approaching Wildfires "> </a> </div> <div class="caption"> <a href="/products/wildfire-models/" alt="Accurate estimates for extreme wildfire risk" target="_self"> <H4 class="card__title"> Accurate estimates for extreme wildfire risk </H4> </a> <div class="score-card-body"> <div class="rich-text"> <!-- XhtmlString.cshtml Display Template Start --> <p>Understand your exposure to extreme wildfire risk, including factors that drive fire ignition and spread.</p> <!-- XhtmlString.cshtml Display Template End --> </div> </div> <div class="score-call-to-action" > <a aria-label="Learn about Bushfire and Wildfire Risk Models" class="score-button verisk-button score-button verisk-button tertiary md" href="/products/wildfire-models/" rel="noreferrer" target="_self"><div class="inner-content-wrapper"><span class="button-title">Learn about Bushfire and Wildfire Risk Models<span class="button-svg-wrapper"> <svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 320 512" class="icon"> <path fill="#000000" d="M310.6 233.4c12.5 12.5 12.5 32.8 0 45.3l-192 192c-12.5 12.5-32.8 12.5-45.3 0s-12.5-32.8 0-45.3L242.7 256 73.4 86.6c-12.5-12.5-12.5-32.8 0-45.3s32.8-12.5 45.3 0l192 192z"> </path> </svg></span></span></div></a> </div> </div> </div> </div></div> <div class="cta justify-center"> <a href="/solutions/catastrophe-risk-solutions/risk-models/" target="_self" class="score-button verisk-button tertiary md" title="View all models" > <div class="inner-content-wrapper"> <span class="button-title">View all models<span class="button-svg-wrapper"> <svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 320 512" class="icon"> <path fill="#000000" d="M310.6 233.4c12.5 12.5 12.5 32.8 0 45.3l-192 192c-12.5 12.5-32.8 12.5-45.3 0s-12.5-32.8 0-45.3L242.7 256 73.4 86.6c-12.5-12.5-12.5-32.8 0-45.3s32.8-12.5 45.3 0l192 192z"> </path> </svg> </span> </span> </div> </a> </div> </div> </div> </section> </div> </div> </details> <details class="tabset__tabpanel " > <summary class="tabset__mobile-button button-md"> <span>Catastrophe and exposure management software</span> <div class="chevron-icon"></div> </summary> <div id="tab-content-118162" aria-labelledby="tab-118162" role="tabpanel"> <div class="[ grid__item grid__item__full ] [ full-bleed ] " id="block-118468"> <section class="score-stripe flexible-stripe no-bg-image-on-mobile bg-default " style="" data-epi-type="content"> <div class="container justify-center"> <div class="w-full"> <div class="content-area justify-center"><div> <div class="score-card primary horizontal standard featured" id="block-118472"> <div class="image-wrapper"> <a href="/products/touchstone-re/" aria-label="The reinsurance enterprise risk modeling platform" target="_self"> <img src="/4a4181/contentassets/933d3a0f6c1047cbaf5a849b6616a5fb/pleased-colleagues-reviewing-a-document.jpg/_croppings/product-detail-page-standard-card.jpg" loading="lazy" class="score-image img-fluid" alt="Pleased Colleagues Reviewing A Document "> </a> </div> <div class="caption"> <a href="/products/touchstone-re/" alt="The reinsurance enterprise risk modeling platform" target="_self"> <H4 class="card__title"> The reinsurance enterprise risk modeling platform </H4> </a> <div class="score-card-body"> <div class="rich-text"> <!-- XhtmlString.cshtml Display Template Start --> <p>Model the risk of complex reinsurance contracts to inform your underwriting and pricing decisions like never before.</p> <!-- XhtmlString.cshtml Display Template End --> </div> </div> <div class="score-call-to-action" > <a aria-label="Learn about Touchstone Re" class="score-button verisk-button score-button verisk-button tertiary md" href="/products/touchstone-re/" rel="noreferrer" target="_self"><div class="inner-content-wrapper"><span class="button-title">Learn about Touchstone Re<span class="button-svg-wrapper"> <svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 320 512" class="icon"> <path fill="#000000" d="M310.6 233.4c12.5 12.5 12.5 32.8 0 45.3l-192 192c-12.5 12.5-32.8 12.5-45.3 0s-12.5-32.8 0-45.3L242.7 256 73.4 86.6c-12.5-12.5-12.5-32.8 0-45.3s32.8-12.5 45.3 0l192 192z"> </path> </svg></span></span></div></a> </div> </div> </div> </div><div> <div class="score-card primary horizontal standard featured" id="block-118471"> <div class="image-wrapper"> <a href="/products/touchstone/" aria-label="The enterprise risk modeling platform" target="_self"> <img src="/4a41ac/contentassets/8d14b8596e7e400fb751dd8605855aee/happy-person-at-home-using-laptop.jpg/_croppings/product-detail-page-standard-card.jpg" loading="lazy" class="score-image img-fluid" alt="Happy Person At Home Using Laptop "> </a> </div> <div class="caption"> <a href="/products/touchstone/" alt="The enterprise risk modeling platform" target="_self"> <H4 class="card__title"> The enterprise risk modeling platform </H4> </a> <div class="score-card-body"> <div class="rich-text"> <!-- XhtmlString.cshtml Display Template Start --> <p>Understand your estimated exposure to loss from catastrophic events today—and in the future.</p> <!-- XhtmlString.cshtml Display Template End --> </div> </div> <div class="score-call-to-action" > <a aria-label="Learn about Touchstone" class="score-button verisk-button score-button verisk-button tertiary md" href="/products/touchstone/" rel="noreferrer" target="_self"><div class="inner-content-wrapper"><span class="button-title">Learn about Touchstone<span class="button-svg-wrapper"> <svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 320 512" class="icon"> <path fill="#000000" d="M310.6 233.4c12.5 12.5 12.5 32.8 0 45.3l-192 192c-12.5 12.5-32.8 12.5-45.3 0s-12.5-32.8 0-45.3L242.7 256 73.4 86.6c-12.5-12.5-12.5-32.8 0-45.3s32.8-12.5 45.3 0l192 192z"> </path> </svg></span></span></div></a> </div> </div> </div> </div><div> <div class="score-card primary horizontal standard featured" id="block-118470"> <div class="image-wrapper"> <a href="/products/integration-solutions-for-risk-modeling/" aria-label="Extended risk management capabilities" target="_self"> <img src="/4a42a0/contentassets/2056d887a17742da9eaa79701925fc8a/person-viewing-code-on-three-screens.jpg/_croppings/product-detail-page-standard-card.jpg" loading="lazy" class="score-image img-fluid" alt="Person Viewing Code On Three Screens "> </a> </div> <div class="caption"> <a href="/products/integration-solutions-for-risk-modeling/" alt="Extended risk management capabilities" target="_self"> <H4 class="card__title"> Extended risk management capabilities </H4> </a> <div class="score-card-body"> <div class="rich-text"> <!-- XhtmlString.cshtml Display Template Start --> <p>Discover how integration can transform your modeling workflow.</p> <!-- XhtmlString.cshtml Display Template End --> </div> </div> <div class="score-call-to-action" > <a aria-label="Learn about Risk Model Integration Solutions" class="score-button verisk-button score-button verisk-button tertiary md" href="/products/integration-solutions-for-risk-modeling/" rel="noreferrer" target="_self"><div class="inner-content-wrapper"><span class="button-title">Learn about Risk Model Integration Solutions<span class="button-svg-wrapper"> <svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 320 512" class="icon"> <path fill="#000000" d="M310.6 233.4c12.5 12.5 12.5 32.8 0 45.3l-192 192c-12.5 12.5-32.8 12.5-45.3 0s-12.5-32.8 0-45.3L242.7 256 73.4 86.6c-12.5-12.5-12.5-32.8 0-45.3s32.8-12.5 45.3 0l192 192z"> </path> </svg></span></span></div></a> </div> </div> </div> </div></div> <div class="cta justify-center"> <a href="/solutions/catastrophe-risk-solutions/software-solutions/" target="_self" class="score-button verisk-button tertiary md" title="View all software" > <div class="inner-content-wrapper"> <span class="button-title">View all software<span class="button-svg-wrapper"> <svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 320 512" class="icon"> <path fill="#000000" d="M310.6 233.4c12.5 12.5 12.5 32.8 0 45.3l-192 192c-12.5 12.5-32.8 12.5-45.3 0s-12.5-32.8 0-45.3L242.7 256 73.4 86.6c-12.5-12.5-12.5-32.8 0-45.3s32.8-12.5 45.3 0l192 192z"> </path> </svg> </span> </span> </div> </a> </div> </div> </div> </section> </div> </div> </details> </div> </div> <div class="[ grid__item grid__item__full ] [ full-bleed ]"> <div class="carousel default bg-secondary-blue " data-circular="false"> <H2 class="carousel__title"> Additional resources </H2> <div class="carousel__swiper"> <div class="swiper"> <div class="swiper-wrapper"> <div class="swiper-slide"> <div class="score-card primary horizontal standard featured" id="block-118490"> <div class="image-wrapper"> <a href="/resources/about-catastrophe-modeling/" aria-label="About Catastrophe Modeling" target="_self"> <img src="/49889a/contentassets/3e2cf2d80a874fb9b566506e3a2f4817/about-catastrophe-modeling-hero.jpg/_croppings/generic-full-width-page-standard-card.jpg" loading="lazy" class="score-image img-fluid" alt="About Catastrophe Modeling Hero "> </a> </div> <div class="caption"> <p class="article-tag">Resources</p> <a href="/resources/about-catastrophe-modeling/" alt="About Catastrophe Modeling" target="_self"> <H4 class="card__title"> About Catastrophe Modeling </H4> </a> <div class="score-card-body"> <div class="rich-text"> <!-- XhtmlString.cshtml Display Template Start --> <p>For rare but severe events, historical loss information is often unreliable in assessing future loss potential. That’s where catastrophe modeling comes in.</p> <!-- XhtmlString.cshtml Display Template End --> </div> </div> <div class="score-call-to-action" > <a aria-label="Learn more" class="score-button verisk-button score-button verisk-button tertiary md" href="/resources/about-catastrophe-modeling/" rel="noreferrer" target="_self"><div class="inner-content-wrapper"><span class="button-title">Learn more<span class="button-svg-wrapper"> <svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 320 512" class="icon"> <path fill="#000000" d="M310.6 233.4c12.5 12.5 12.5 32.8 0 45.3l-192 192c-12.5 12.5-32.8 12.5-45.3 0s-12.5-32.8 0-45.3L242.7 256 73.4 86.6c-12.5-12.5-12.5-32.8 0-45.3s32.8-12.5 45.3 0l192 192z"> </path> </svg></span></span></div></a> </div> </div> </div> </div> <div class="swiper-slide"> <div class="score-card primary horizontal standard featured" id="block-118489"> <div class="image-wrapper"> <a href="/company/newsroom/verisk-sets-precedent-as-first-to-complete-wildfire-catastrophe-model-review-process-in-california-for-insurance-ratemaking/" aria-label="Verisk Sets Precedent as First to Complete Wildfire Catastrophe Model Review Process in California for Insurance Ratemaking" target="_self"> <img src="/4a18b9/contentassets/b8fd8773d9b64785a0efd5032ccc8513/wildfire-in-hills-above-los-angeles-teaser.jpg/_croppings/news-details-page-standard-card.jpg" loading="lazy" class="score-image img-fluid" alt="Wildfire In Hills Above Los Angeles Teaser "> </a> </div> <div class="caption"> <p class="article-tag">Press release</p> <a href="/company/newsroom/verisk-sets-precedent-as-first-to-complete-wildfire-catastrophe-model-review-process-in-california-for-insurance-ratemaking/" alt="Verisk Sets Precedent as First to Complete Wildfire Catastrophe Model Review Process in California for Insurance Ratemaking" target="_self"> <H4 class="card__title"> Verisk Sets Precedent as First to Complete Wildfire Catastrophe Model Review Process in California for Insurance Ratemaking </H4> </a> <div class="score-card-body"> <div class="rich-text"> <!-- XhtmlString.cshtml Display Template Start --> <p>In a milestone for California’s evolving insurance landscape, the California Department of Insurance (CDI) has completed its review of the Verisk Wildfire Model for the United States for use by insurers in assessing wildfire risk and property insurance ratemaking.</p> <!-- XhtmlString.cshtml Display Template End --> </div> </div> <div class="score-call-to-action" > <a aria-label="Read more" class="score-button verisk-button score-button verisk-button tertiary md" href="/company/newsroom/verisk-sets-precedent-as-first-to-complete-wildfire-catastrophe-model-review-process-in-california-for-insurance-ratemaking/" rel="noreferrer" target="_self"><div class="inner-content-wrapper"><span class="button-title">Read more<span class="button-svg-wrapper"> <svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 320 512" class="icon"> <path fill="#000000" d="M310.6 233.4c12.5 12.5 12.5 32.8 0 45.3l-192 192c-12.5 12.5-32.8 12.5-45.3 0s-12.5-32.8 0-45.3L242.7 256 73.4 86.6c-12.5-12.5-12.5-32.8 0-45.3s32.8-12.5 45.3 0l192 192z"> </path> </svg></span></span></div></a> </div> </div> </div> </div> <div class="swiper-slide"> <div class="score-card primary horizontal standard featured" id="block-118491"> <div class="image-wrapper"> <a href="/products/pcs-catastrophe-data-platforms/" aria-label="PCS Catastrophe Data Platforms" target="_self"> <img src="/4a44fd/contentassets/8ecf837609ef41bfa6361f2a9dc65ce6/atmospheric-hurricane.jpg/_croppings/product-detail-page-standard-card.jpg" loading="lazy" class="score-image img-fluid" alt="Atmospheric Hurricane "> </a> </div> <div class="caption"> <a href="/products/pcs-catastrophe-data-platforms/" alt="PCS Catastrophe Data Platforms" target="_self"> <H2 class="card__title"> PCS Catastrophe Data Platforms </H2> </a> <div class="score-card-body"> <div class="rich-text"> <!-- XhtmlString.cshtml Display Template Start --> <p>Access the primary source of catastrophes and weather events data in the United States and around the world with ISOnet® PCS®, the core subscription service. Or use PCS FlatCat® for flexible, customizable PCS catastrophe data delivery. </p> <!-- XhtmlString.cshtml Display Template End --> </div> </div> <div class="score-call-to-action" > <a aria-label="Learn about PCS catastrophe data platforms" class="score-button verisk-button score-button verisk-button tertiary md" href="/products/pcs-catastrophe-data-platforms/" rel="noreferrer" target="_self"><div class="inner-content-wrapper"><span class="button-title">Learn about PCS catastrophe data platforms<span class="button-svg-wrapper"> <svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 320 512" class="icon"> <path fill="#000000" d="M310.6 233.4c12.5 12.5 12.5 32.8 0 45.3l-192 192c-12.5 12.5-32.8 12.5-45.3 0s-12.5-32.8 0-45.3L242.7 256 73.4 86.6c-12.5-12.5-12.5-32.8 0-45.3s32.8-12.5 45.3 0l192 192z"> </path> </svg></span></span></div></a> </div> </div> </div> </div> <div class="swiper-slide"> <div class="score-card primary horizontal standard featured" id="block-118492"> <div 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