Bodily Injury Claims Management

Reserve Calculator

Replace individual spreadsheets or Excel lists and create efficiency, transparency and traceability in the setting of reserves – from medical treatment costs to loss of earnings.

From a complex process to a transparent standard

Inconsistent procedures for calculating reserves, individual Excel tables and a lack of transparency make it difficult to set reserves consistently – especially in the case of a bodily injury claim.

Standardise and simplify reserve calculation

We summarise the relevant case-related data from medical records – enriched with medical and legal expertise. This supports triage and risk assessment. As a result, all important information is available to the claims handlers in a clear and quality-assured manner.

Standardised calculation methods and processes

The systematic calculation of reserves reduces manual effort, minimises sources of error and increases decision-making reliability.

Complete historisation and transparency

Thanks to clearly documented changes, every calculation step can be traced at any time and the life cycle of the case is completely historicised.

Efficient reserve management

With selectable mortality tables, reserve notes for internal approvals and a notification function when reporting limits are exceeded, the Reserve Calculator integrates seamlessly into existing workflows and reduces the workload in day-to-day business.

Where we support your reserve setting

Motor liability insurance
General liability insurance
Hospital and doctors' liability insurance
Possible reserves: loss of earnings, loss of housekeeping, medical treatment costs, loss of maintenance, increased needs, etc.