Homeowners Insurance

360Value - Overview360Value® helps you maintain insurance to value through the life of a policy. With quoting, underwriting, annual renewals, and periodic checks of book of business, 360Value provides component-based replacement cost estimates for the full range of residential, commercial, and agricultural properties.Underinsurance is still a concern for U.S. property…
A-PLUS Property - Innovative Loss History SolutionsEnable more accurate underwriting and rating at point of quoteIt’s no longer necessary to make the trade-off between ordering loss history reports at bind to save money and providing a positive customer experience. With A-PLUS, which draws from one of the most comprehensive databases…
A-PLUS - How to order your free A-PLUS loss history reportVerisk will provide one free loss history report in any 12-month period.To request a free A-PLUS loss history report, call the A-PLUS Consumer Report Request Line at 1-800-627-3487. The A-PLUS Consumer Report Request Line is available Monday through Friday from…
Data Compilations by Line of InsuranceISO offers a variety of standard data compilations in machine-readable formats, providing information about the major lines of insurance.ISO's database is the property/casualty insurance industry's best, most comprehensive source of information for pricing, loss reserving, and strategic planning. The database provides a benchmark — a…
Electronic Forms on Disc (EFD)ISO's Electronic Forms on Disc (EFDTM) is a database of policy forms and endorsements for all ISO lines of business. You can view and print the ISO forms, modify or customize them, and integrate them into your own policy-issuance system. Your initial order of EFD comes…
Forms Information Report System (FIRST)To manage your company's policy forms and endorsements — and to ensure compliance with state regulations — you need ISO's Forms Information/Report System (FIRSTSM).Available through ISOnet® — the information service for insurance professionals — FIRST gives you reports showing the effective dates, expiration dates, and state…
ISOnet® | Forms LibraryISOnet® — the information service for insurance professionals — offers you access to a collection of more than 9,000 personal and commercial forms and endorsements. The Forms Library contains all simplified ISO forms in effect (based on ISO filings) on or after January 1, 1994.The library also…
Homeowners By-Peril Rating SupplementEnhance the precision of your homeowners rating with by-peril analysisWith the new Homeowners By-Peril Rating Supplement, you’ll now be able to evaluate the perils that pose the greatest risk for policies in your homeowners book of business and rate the exposure more accurately.The Homeowners By-Peril Rating Supplement…
Homeowners Section II Loss Development InformationISO's Reinsurance Package - essential analytical and pricing tools for reinsurance underwriters and actuariesAnalyze your homeowners pricing by limit of liability and layer of loss.ISO's Homeowners Section II Loss Development Information provides loss development factors and the underlying data for Homeowners Section II losses—the liability…
Information from the ISO Database ISO maintains one of the largest private databases in the world. Each year, we collect some 2 billion detailed records of insurance premiums collected and losses paid. At any one time,ISO's computers store more than 19 billion records. For commercial lines, that data represents 70…
ISO Risk Analyzer HomeownersDetermining homeowners risk, peril by perilISO Risk Analyzer® Homeowners is a powerful analytic tool that uses predictive modeling to examine hundreds of indicators that can affect your homeowners risks and predict the noncatastrophe portion of expected losses at the policy level by peril.ISO Risk Analyzer Homeowners currently offers:the environmental and rating factors…
Xactware | Estimating software for building and repairXactware, a sister company of ISO, provides computer software for professionals involved in estimating all phases of building and repair.In 1986, Xactware opened for business with its flagship estimating system, Xactimate®. Xactimate helps contractors and insurance adjusters estimate the cost of repairs and reconstruction faster and more accurately than ever before.Since then, Xactimate…