Louisiana tracking uninsured motorists

louisiana-bridge-riverIn an effort to decrease the high number of uninsured motorists in Louisiana, the state has begun issuing fines to motorists detected as not having insurance coverage through the use of license plate readers.  The parishes of Bossier and Iberville are the first to issue the fines. The state has not yet set a schedule to roll the program out to the remaining parishes.

License plate readers collect images, which are submitted to law enforcement officials. Law enforcement entities review the images and match them up to the auto insurance liability reporting system for the Louisiana Department of Public Safety and Corrections Office of Motor Vehicles, which is LA’s legacy system for reporting auto insurance coverage by carriers. If the plate is connected to an uninsured driver, the driver will receive a ticket in the mail which carries a $200 fine.

The state is not using the newer Louisiana Insurance Verification System (LAIVS) at this time.  LAIVS would offer real-time verification via online verification (OLV) for the license plate reader program.

Arizona implements self-update option for motorists

Arizona-desert-driving

As part of the Arizona Department of Transportation (ADOT) efficiency initiative, the state is implementing a self-update option for motorists’ auto insurance. An insured is now able to update their insurance online to avoid registration suspension. Once an insured updates their insurance, ADOT’s system will cross-check the input with transmissions from the carrier for 30 […]

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Spotting the unseen menace: Medical provider fraud, waste, and abuse

Although the insurance industry is constantly plagued by suspicious claims activity, the unseen menace that’s leading to diminished profits is medical provider fraud, waste, and abuse. With a total of $30 billion lost to claims fraud each year in the property/casualty insurance arena, 80 percent of that figure—or a whopping $24 billion—is attributed to medical […]

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Digital Data Forensics Revolutionizing the Claims Landscape

The digital age is upon us—and that’s working both for and against insurers, specifically when it comes to fraud. It’s an unfortunate fact that while deserving claimants are seeking fair recompense for losses, unscrupulous people are exploiting the claims payment system. The question is, What can be done to stem the tide of lost dollars? […]

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Making Sense of the WCMSA Reference Guide 2.6

When the Centers for Medicare and Medicaid Services (CMS) released the latest Workers’ Compensation Medicare Set-Aside (WCMSA) Reference Guide on July 31, 2017, we anticipated more insights to new processes; but the new guide presents as many questions as it proposes to answer. Questions remain about how limits to WCMSA re-reviews will play out and […]

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Amended Review and Other Takeaways from the Latest WCMSA Reference Guide

On July 31st 2017, the Centers for Medicare and Medicaid Services (CMS) released its most recent version of the Workers’ Compensation Medicare Set-Aside Reference Guide—and there’s a lot to digest. We received some clarification about how CMS will implement the new “Amended Review” option we wrote about previously. CMS also provided “clarifications” and changes for […]

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