General Insurance Underwriting

Commercial Insurance

The commercial property market is becoming increasingly competitive and underwriters need reliable data that can be delivered rapidly to gain an advantage. Verisk provides underwriters with highly accurate and innovative solutions that capture the risks associated not only with commercial buildings and their associated perils exposure, but their business activities, other site addresses, management competency, credit scores and other financial data.

CommInsight

Commercial Insight

CommInsight

Gain a more complete view of the risk associated with commercial buildings.

CommInsight is a suite of products to support commercial underwriting. It provides detailed information of commercial properties, including high-resolution aerial images, street-level mapping, geographical perils data, firmographics, and high-quality proprietary data sources. It also helps assess a firm’s management competency and relation to peers, including datasets on business maturity, financial status, business violations and other industry-specific ratings.

Perils Insight

Laptop With Report

Perils Insight

More precise risk estimates of major insurance perils at the postcode unit or address level

Help tune the accuracy of your rating areas and drive underwriting results through a set of data models that predict the relative risk and variation of major insurance perils for commercial properties, including:

  • Theft
  • Storm
  • Fire
  • Flood

Location Matters

Aerial View Of London Neighbourhood

Location Matters

Interactive risk-mapping technology for greater underwriting accuracy and risk selection.

Visualise all the different risk accumulations at the postcode or address level using interactive maps, taking into consideration local environment, the type and construction of buildings, the demographic makeup of the population, and major insurance perils.

Premium Insight

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Premium Insight

Discover where to modify your premiums with almost limitless benchmarking opportunities.

Know how competitive your premiums are with price analysis software that you can customise with the risk details of your customers or millions of theoretical risk profiles. Easily build insurance products, test their viability, and ensure they remain competitive.

AddressIt

London Countryside Aerial View

AddressIt

Gain critical insight into any addressable location in Great Britain.

With AddressIt, you can identify any address of the 30 million stored in Royal Mail’s Post Code Address File (PAF) and enrich it with highly precise spatial data and coordinates, including eastings and northings, latitude and longitude, along with its Unique Property Reference Number (UPRN) and Unique Delivery Point Reference Number (UDPRN). It is easy to integrate into a wide range of systems and can help you make critical decisions around any property-related issues.

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