Electric Vehicle Database
Unique and exclusive electric vehicle datasets for UK and Irish motor insurers, brokers, and MGAs
The motor insurance market is entering a brave new world with the increasing popularity of electric vehicles. But just how equipped are insurers to adapt to this evolving risk landscape?
Your top destination for understanding EV risk
Your top destination for understanding EV risk
Verisk’s Electric Vehicle Database provides over 175 unique technical attributes for existing models of battery electric vehicles (BEVs) and plug-in hybrid electric vehicles (PHEVs), available in different formats and via registration lookup. These attributes provide insurers with critical insights into the associated risk of each vehicle, giving them a competitive edge for both rating and predicting future claims
What risks are EVs prone to?
What risks are EVs prone to?
Electric vehicles have a very different risk profile to vehicles with internal combustion engines, with fewer but much more complex parts built in. Some examples of risk include:
- Higher cost of repairs
- Battery failure (fire)
- Quarantine if a vehicle is in an accident
- Damage to charging cables and charging points
- Roadside assistance costs for recharging
- Rapid acceleration and no engine noise
Over 175 unique technical EV attributes captured
1. Drivetrain
- Power
- Torque
- Drive type
2. Vehicle Model Attributes
- Generic vehicle details
- Dimensions
- Availability dates
- Trim price
3. Efficiency
- km/kWh
- Different driving conditions
- Different test procedures
4. Performance
- Acceleration
- Top speed
5. Range
- Range on a full charge
- Driving conditions
- Different test procedures
6. Battery
- Number and weight of cells
- Chemistry
- Thermal management
- Warranty
7. Charge info
- EV plug info
- Power /current /voltage
- Charge time
Get ahead of the competition with exclusive EV data
We have a special arrangement with our data partner where the datasets available for the UK and Ireland are exclusive to Verisk and our customers.
Available on the Data Insight Hub
Available on the Data Insight Hub
All of the electric vehicle datasets can be appended to a customer’s policy book as a batch or accessed through Verisk’s Data Insight Hub, a continuously expanding source of insurance data and analytics accessible at any part of the customer journey, including the point of quote.