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XactContents: Contents Estimating With the Industry’s Largest Cost Database

XactContents helps estimate personal property claims faster

Xactcontents Personal Property

XactContents helps estimate personal property claims faster

XactContents helps contents claims adjusters and contents replacement service providers estimate personal property claims faster and more precisely.

With millions of vendor-specific items, tens of thousands of discontinued items, and thousands of general quote items, the XactContents database provides direct access to major retailers through the U.S. and Canada, from which replacement products can be directly ordered.

XactContents gives you access to the largest contents database so you can create precise personal property item estimates more efficiently. Read how a top 20 carrier reduced their cycle time by half, reduced outside vendor costs by 97%, and increased productivity by 34 percent.

Accessible everywhere


XactContents online Overview

Accessible everywhere

XactContents is available online and on your desktop. To access XactContents online, visit and to use the desktop version, download Xactimate desktop, and enable the XactContents feature set.

Save on outside vendor costs

Collaborate Directly

Save on outside vendor costs

With like kind and quality items easily searchable within the XactContents database, you’ll keep outside vendor costs down while quickly building and estimating contents inventories in-house, improving cycle times.

Easily build inventories


Multi-object recognition

Easily build inventories

1. Multi-object recognition

Identify multiple contents items simply by moving your camera around a room. Tap on the objects your camera identifies to add items to your estimate. Learn more

2. Suggested items for contents

Using the loss location, type of loss, and room type, we can now suggest contents items without the need for a manual search. Just like our structural suggestion engine, we gather real-time results allowing us to return even more relevant suggestions over time.

3. Enter line items quicker than ever before

Adding line items fast is easy with the XactContents Quick Entry tool. Enter items and search at the same time. And quickly add general quote items on the fly. The interface increases your speed of entry by keeping the essential workflow tied to the keyboard.

Pricing that’s precise and up to date


Installing a Price List in XactContents

Pricing that’s precise and up to date

Powered by Verisk’s Pricing Data Research, XactContents brings you continuous, up-to-date, and reliable pricing information for personal property items, saving you time on research and comparison-shopping on your own.

Automatically calculate depreciation

Enter Line Items On Laptop

Automatically calculate depreciation

Each XactContents line item contains life-expectancy information. Calculate depreciation automatically by entering the item's age and use factor.

Explore features designed for more efficient personal contents estimating

XactContents is feature-rich contents estimating software designed to help you increase productivity and reduce outside vendor costs.

The integrated web search allows you to search multiple sources at once, including the XactContents database, the contents general quote items, and internet sources such as, Google, Nextag, and many national retailers.

Inventory lists can be imported from an Excel spreadsheet. This means the insured can fill out key information such as item make, model, description, age, estimated cost to replace, and so on. Using an inventory list provides an excellent way for a claim rep or estimator to build the large loss inventory quickly.

Search by product manufacturer and the item's model number, brand name, or description. XactContents helps you immediately find the item you need. After finding the correct items, users can automatically generate an email with links for all vendor items included in the estimate and send it to the insured for review or for them to go and purchase the added items.

When XactContents finds an item that has been discontinued, it automatically shows you current items that are of like kind and quality. XactContents currently provides like-kind-and-quality replacements for tens of thousands of items.

Use the payment tracker to manage recoverable depreciation and track ACV and deferred payments.

Using our graphical search option, you can click on graphics for specific rooms in a home to find the items you need. After clicking the image, simply drill down and filter the list of results to the contents items you want added to your estimate.

Managing the personal property claim is not the only benefit to using XactContents. XactContents provides direct access to major retailers throughout the U.S. and Canada, from which replacement products can be directly ordered. From within XactContents, users can search a weekly updated database of millions of personal property items from our affiliate network partners. When connected to the web, direct searching of products through several other major retail Internet sources also becomes available. Property replacement is as simple as clicking on the "purchase" link next to each item where orders are placed directly with each of these major retailers.

How to buy

XactContents is a module inside of the Xactimate estimating system and is available as a stand-alone subscription, or as an add-on to your Xactimate license.

1. Visit the online store or contact sales to start or add on to an existing subscription

2. Download Xactimate

Join the XactContents mailing list and get notified of exciting new product features and important product announcements.

Do more with the Verisk ecosystem


Xactimate + XactContents

Handle structural claims with Xactimate but add the XactContents module to build personal property inventories and price contents items.

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Contentstrack Warehouse Tracking

ContentsTrack + XactContents

Skip the duplicate entry and send personal contents replacement inventories straight to XactContents from the premier pack-out and pack-back management solution.

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Xactimate Laptop

ClaimXperience + XactContents

With ClaimXperience, involve policyholders in the process of creating inventories to help estimators resolve claims faster and improve customer satisfaction.

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Contact Us to Learn More

Other Ways to Connect

For product information or pricing our sales team is available Monday through Friday, 8 a.m. - 4 p.m. Eastern Time.

  • Sales: 1-800-931-9228 ext. 3

For service or support:
Phone support is open 8 a.m. to 4 p.m. Eastern Time, Monday – Friday.

  • Sales: 1-800-931-9228 ext. 2