Verisk’s Emergency Relief Policy

Helping employees globally in times of need with emergency interest-free loans 

About the Policy

Verisk developed and launched its Emergency Relief Policy in the United States in January 2014 and expanded it to our employees across the globe in 2016. Initially, the policy offered emergency assistance loans as a result of natural disasters. Since that time, the company has provided loans to employees to assist them with unanticipated expenses from events such as Hurricane Harvey in the Houston, Texas, area in 2017. Under the policy, Verisk provides interest-free loans up to US$10,000 in the United States. For countries other than the United States, the company provides loans of comparable economic value based on the cost of living for the impacted country. To make it easier for employees, they repay the loans through payroll deductions over a two-year period.

Employees have used funds to cover costs such as removing, repairing, or replacing damaged property; expenses related to housing, food, clothing, transportation, health, and medical services; and childcare or eldercare.

In addition to including full- and part-time employees, the policy covers employees on approved sick leave, family leave, personal leave, or military leave.

Expanding the Policy to Include Civic Emergencies

Expanding the Policy to Include Civic Emergencies

We’re now facing an unprecedented time with the COVID-19 pandemic—navigating our personal and professional lives and learning how to adjust to this temporary new normal. As of March 18, 2020, we’ve expanded our policy to include civic emergencies, easing the financial burden on employees affected by the pandemic. A civic emergency is one that’s declared by an appropriate municipal or national government or a recognized international authority. In those countries where standard government practice is not to issue these declarations, Verisk can make such a determination.


While Verisk anticipates that this plan may be continued indefinitely, conditions may change. The company reserves the right to modify or terminate some or all of this plan to comply with applicable local laws and regulations.