We’ve enhanced RISK:check® Renewal — a sophisticated underwriting tool to help you identify rating error on in-force policies — with Driver Discovery. Personal auto insurers use RISK:check Renewal to correct erroneous or out-of-date information on policies before renewal. And now we’ve added the functionality of our Driver Discovery service. Driver Discovery uses data from the various state departments of motor vehicles to identify households with newly licensed drivers or licensed drivers who have recently taken up residence in the household. That allows insurers to rate the policy correctly before making a renewal offer to the policyholder.