Same vehicle series, same risk?

Using the liability module, which analyzes loss experience along with data on individual vehicle attributes, we can see that specific characteristics, such as performance and safety features, of vehicles within the same series can affect the risk.

In this simple illustration, let’s look at two vehicles in the same series, differing by safety feature (in this case, all-wheel drive). You can see that the Acura RDX AWD has a lower PIP relativity than the Acura RDX. The vehicle module for liability reveals that specific attributes of vehicles within the same series can affect the risk.

Attribute Model:
Acura 2014 RDX
Model:
Acura 2014 RDX AWD
Vehicle Series Same Same
Width 73.7 73.7
Horsepower 273 273
Wheelbase 105.7 105.7
Engine Size 3.5 3.5
Drive Front-wheel All-wheel
PIP relativity difference -10.7%

 

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