ISO Risk Analyzer Personal Auto Vehicle Liability Symbols
The ISO Risk Analyzer Personal Auto Vehicle Liability Symbols provide 441 uniquely defined symbols and corresponding rating relativities for each of five coverages:
- Bodily injury (BI)
- Property damage (PD)
- Personal injury protection (PIP)
- Medical payments (MP)
- Single-limit liability
The new two-digit alphanumeric symbols represent the combined predictive power of hundreds of vehicle characteristics and loss experience distilled into a compact symbol representation.
In comparison with ISO's current Liability and PIP/Medical Payments (LPMP) Symbols produced using the LPMP Vehicle Rating Plan, the new symbols are significantly more granular.
Because vehicle attributes are part of the module, the new symbols are also more responsive to vehicle model redesigns than the LPMP Symbols.
|Features||ISO Risk Analyzer Vehicle Liability Symbols||ISO LPMP Symbols|
|Number of Symbols||441||36|
|Detail||Vehicle (VIN) level||Vehicle series level|
|Coverage||BI, PD, PIP, MP, and single limit||BI/PD combined and MP/PIP combined|
|Rating for model years||1981 to present||1998 to present|