ISO Risk Analyzer Personal Auto Driver History Module
When determining rating factors for personal auto claims and violations, it's no longer good enough to simply categorize violations as major or minor and accidents by coverage—or ignore the effect of the timing of either.
With the ISO Risk Analyzer Personal Auto Driver History Module, you can see firsthand how an individual's driving record and other characteristics can affect your rating factors and, ultimately, the premium you charge.
The ISO Risk Analyzer Personal Auto Driver History Module provides rating factor output that more accurately reflects a risk given its particular driving record history and driver characteristics.
You'll be able to:
- See the interactive effects of driver attributes, such as age, gender, and marital status, on violation and claim surcharges
- Capture the effect of violations and claims as they age
- Assign different surcharges by coverage
ISO's rule filings based on this module are in progress.