What's New

Businessowners Multistate Form and Endorsements Revisions
To address the changing needs of insureds and insurers, we've revised the ISO Businessowners Coverage Form and various endorsements. We've also introduced various new endorsements to address a list of topics that we previously indicated were under consideration for a future revision. We've also submitted a rules revision to complement the forms filing. »more

Businessowners Multistate Optional Cyber Insurance Endorsements
To address coverage for cyber/data breach liability and related first-party expenses, we've introduced optional endorsements for use with ISO's Businessowners Program. »more

Businessowners Off-premises Interruption of Business – Vehicles And Mobile Equipment Endorsement
To address the off-premises business interruption exposures of vehicles and mobile equipment, we’ve introduced Endorsement BP 10 80 for use with ISO's Businessowners Program. »more

Businessowners Multistate Access Or Disclosure Of Confidential Or Personal Information Exclusion Endorsements
We have introduced mandatory and optional exclusionary endorsements for use with the Businessowners Coverage Form, addressing the access to or disclosure of confidential or personal information. »more

Revised Class Plan Relativities – To reflect the risk of loss better in each businessowners class, ISO has developed new relativities for both property and liability. ISO’s review of the data used a generalized linear modeling (GLM) approach. »more

Revised territory definitions based on ZIP code – To simplify identifying the correct territory for a risk and to improve the efficiency of your rating operations. »more

Items under consideration for future revisions

State exceptions to manual rules — identifies the businessowners manual rules that have applicable state exceptions

ZIP code territory updates

Ad Hoc Businessowners Panel meetings — agendas and minutes

Status reports on major filings

The Verisk Insurance Solutions Monday Web Seminar Series
Making ISO products work for you

Throughout the year, ISO product experts host hour-long web seminars — focusing on topical issues and new and improved ISO products. We share valuable information to help you get the most out of ISO’s core and specialty products.

After the seminars, many of the sessions are available online for you to view at your convenience.

Learn about future sessions

View past sessions

For more information . . .
. . . on any topic related to ISO’s businessowners program, please contact:

Shawn Dougherty
Assistant Vice President
Telephone: 201-469-2816

Igor Pogrebinsky
Assistant Vice President – Actuarial
Telephone: 201-469-2819

Victoria Imperato
Manager – Actuarial
Telephone: 201-469-2825

Doug Kahn
Manager – Forms and Related Rules
Telephone: 201-469-2795

Greg Palumbo
Assistant Manager – Forms and Related Rules
Telephone: 201-469-2790

Or call the ISO Customer Support Center at 1-800-888-4476.