Homeowner Verification | Know the Owner of the Property You’re Insuring
Homeowner VerificationTM helps you improve your risk assessment by confirming if the person to whom you’re issuing a homeowners policy is, in fact, the property owner.
The system uses two search methods — public records or credit history — to verify whether a given individual owns a certain property.
The public records search will verify if the policy applicant holds the deed to a property. If the search returns a match, you can receive a summarized report or a detailed report with additional information about the property.
The credit history option searches lending institutions to verify if the individual holds a mortgage on the property. If the search returns a match, you can receive a summarized report or a detailed report that includes additional information available in the mortgage record.