Crime and Fidelity Insurance Program

The median loss for occupational fraud in the United States is $120,000.1

ISO’s Crime and Fidelity Insurance Program provides standardized ISO policy forms and endorsements, manual rules, advisory loss costs, and related information to help protect businesses and government entities against:

  • employee theft and forgery
  • burglary
  • other workplace crimes

In addition, ISO’s Crime and Fidelity Insurance Program provides kidnap/ransom and extortion (KR&E) policy language, rules, forms, and advisory loss costs. The policy covers various perils, including:

  • KR&E – direct loss
  • KR&E – expense incurred
  • detention or hijack
  • in-transit delivery of property

1. The 2016 ACFE Report to the Nations on Occupational Fraud and Abuse

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