Underwriter (Personal)

ISO's Electronic Forms on Disc (EFD) is a database of policy forms and endorsements for all ISO lines of business. You can view and print the ISO forms, modify or customize them, and integrate them into your own policy-issuance system. Your initial order of EFD comes on CD-ROM. Then, you...

To help you satisfy legal requirements and administer your insurance programs, ISO offers a collection of policywriting support forms. The forms include cancellation/nonrenewal notices, lost-policy releases, certificates of insurance, UM/UIM/PIP selection/rejection forms, claim forms, first reports of injury, loss notices, applications and fraud warnings.

ISO Court Report is a web-based service that offers you summaries of court decisions affecting property/casualty insurance — together with ISO staff commentary on those cases.

If your company writes commercial insurance, ISO's Commercial Lines Manual (CLM) and policy forms are probably the foundation on which you build your programs. But perhaps you modify ISO's manuals and forms to serve your competitive strategies, adding your own proprietary material and selecting your own effective dates. Whether you...

Xactware, a sister company of ISO, provides computer software for professionals involved in estimating all phases of building and repair. In 1986, Xactware opened for business with its flagship estimating system, Xactimate. Xactimate helps contractors and insurance adjusters estimate the cost of repairs and reconstruction faster and more accurately than...

XactAnalysis, from ISO’s sister company Xactware, is a powerful set of analytical and reporting tools for insurance claims and underwriting departments. Contractors, independent claims adjusters, and other service providers can also benefit from integrating XactAnalysis into their workflow.

We offer a full range of products and services that provide risk-specific information representing every address in the United States. You can use them at the point of sale, at the portfolio level, and for policy renewals. Our offerings help you make superior underwriting and rating decisions.

Auto liability insurance reporting requirements (ALIR) are a compliance expenditure with ever-changing, state-specific demands and little return for insurers. CV-ALIR is a cost-efficient, once-and-done way to meet your ALIR obligations, free up valuable resources, and get off the compliance treadmill.

Coverage Verifier Auto provides personal auto insurers with the policy-level information they need to make better risk selection and pricing decisions. The system reveals much more than just the basic facts about existing and previous coverages on insureds.

Rating Integrity Analytics and Services detect, correct, and prevent rating errors. This suite of services helps recover lost premium, prevent future losses, and provide a high return on investment.