Closing the violation gap with court record data

In recent years, research shows that drivers have displayed riskier driving behaviors, which are documented in court and public record data. For insurers, this information is a goldmine, providing valuable insights that help insurers more accurately price policies and close the violation gap.

In this episode of the “Filling the Gap” podcast series, Dorothy Kelly, vice president of Product Management in Verisk’s Auto division, discusses the benefits of using public records data and analysis, and how these sources of information result in better outcomes for both policyholders and insurers. You’ll learn:

• How and why driving behaviors have changed over the past several years;
• The availability of public record data to identify and rate driver risk, and the privacy and compliance considerations that come into play;
• The main benefits of using public record data for underwriting, which result in more accurately priced policies for consumers, better outcomes for insurers and improved public safety; and
• The actions insurers can take using public record data.
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To learn more, hit play.