Forms and Manuals

ISO is the recognized leader in producing standardized policy forms and manuals. We employ hundreds of industry experts who develop policy language, rules, loss costs, and many other products that help you compete in the insurance marketplace.

Underwriting and Rating Data

When it comes to evaluating risks, insurance professionals use our property information database, a comprehensive source of underwriting and rating data for about 3 million commercial buildings and more than 5.4 million individual businesses occupying those buildings. Using data and technology from Xactware and AIR Worldwide, we offer accurate replacement-value estimates and online reporting of property and hazard information by address.

Data and Analysis

Verisk maintains some of the largest private databases in the world. Each year, we collect billions of detailed records of insurance premiums collected and losses paid. Professional staff members analyze insurer data and turn it into meaningful information. The following data and analysis products give you risk management information, catastrophe claims data, motor vehicle reports, and vehicle rating symbols you can import into your own database system.

Auditing and Compliance

ISO catalogs thousands of classifications, bulletins, and requirements for all 50 states and other territories. Our products help insurance professionals keep current with ISO filings, make their own filings, get the most out of their audits, and remain compliant with ever-changing state requirements and regulations.

Electronic Delivery

We help you streamline your business by offering electronic delivery for all our products for agents. Reduce paper, save time, and cut costs by receiving your products and services online. You can get real-time access to a wealth of property/casualty information on ISOnet® — the information service for insurance professionals. ISOnet offers secure online reporting for multiple users. Contact your company’s ISO administrator for your ISOnet user ID and password. For general information, send e-mail to or call the ISO Customer Support Center at 1-800-888-4476 (choose the Sales option). ISO provides free ISOnet training for new subscribers.