The typical life underwriting process traps companies and agents in slow, manual workflows—and subjects customers to intrusive physical exams and lab work.


52% of life insurance shoppers are more likely to buy with no physical exam*

*LIMRA, 2019 Insurance Barometer Study

Uncover the digital opportunity in electronic health data

Extracting the full value of electronic health records (EHRs) for automated life underwriting may seem daunting, but you can harness their power to enable your digital strategy. See how.

Download the White Paper

You don’t have to choose between precision and speed in your life underwriting

In a minute or less, Verisk’s advanced data analytics can extract critical insights from electronic health records (EHRs) to help drive straight-through processing for most policies—so you only review the records that require your expertise.


Quickly turn EHR data into actionable insight

Our EHR Triage engine can help enable underwriting decisions on the majority of applications in one minute or less, drawing on a powerful fusion of biostatistics, medical research, and data science to evaluate:

  • more than 50 risk elements
  • 95,000 impairments

And our regulatory and data privacy specialists help support our focus on compliance and security.

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Unlock unstructured data to get more from EHRs

Unstructured data in electronic health records (EHRs) is a rich source of underwriting insight. The EHR Triage Engine Plus can quickly unlock both structured and unstructured data, using natural language processing and artificial intelligence to summarize medical notes in consumer-authorized health records.

Learn how

See how it works

Explore the automated workflow that can help boost speed, accuracy, and customer satisfaction while digitizing critical processes across your operations.

See the Workflow

Bring your digital strategy to life

Find out how Verisk can support you. Send your information and we’ll contact you.