The typical life underwriting process traps companies and agents in slow, manual workflows—and subjects customers to intrusive physical exams and lab work.
52% of life insurance shoppers are more likely to buy with no physical exam*
*LIMRA, 2019 Insurance Barometer Study
You don’t have to choose between precision and speed in your life underwriting
In a minute or less, Verisk’s advanced data analytics can extract critical insights from electronic health records (EHRs) to help drive straight-through processing for most policies—so you only review the records that require your expertise.
Quickly turn EHR data into actionable insight
Our EHR Triage engine can help enable underwriting decisions on as much as 85 percent of applications in one minute or less, drawing on a powerful fusion of biostatistics, medical research, and data science to evaluate:
- more than 50 risk elements
- 95,000 impairments
And our regulatory and data privacy specialists help support our focus on compliance and security.
See how it works
Explore the automated workflow that can help boost speed, accuracy, and customer satisfaction while digitizing critical processes across your operations.
Bring your digital strategy to life
Find out how Verisk can support you. Send your information and we’ll contact you.