Farm Umbrella

This page summarizes the status of ISO's farm umbrella filings in response to the Terrorism Risk Insurance Act of 2002. The filings include forms, policywriting rules, and rating rules. We have made two sets of filings — one for states where our previous war or terrorism exclusion endorsement (FB 10 31) does apply and one for states where it does not apply.

Forms, policywriting rules, and rating rules related solely to losses from "certified acts of terrorism"
(Filing Designations FR-2002-OFRTR (forms) and FR-2002-ORUTR (rules, including rating) for states where FB 10 31 does apply)
(Filing Designations FR-2002-OTRFR (forms) and FR-2002-OTRRU (rules, including rating) for states where FB 10 31 does not apply)

Under a provision of the federal law, these rules are exempt from prior approval and otherwise applicable state waiting periods and are effective immediately upon filling.

Forms and policywriting rules for options that provide or exclude coverage for various acts of terrorism falling outside the federal law's definition of terrorism

(Filing Designations FR-2002-OTEFO (forms) and FR-2002-OTERU (rules) for states where FB 10 31 does apply)
(Filing Designations FR-2002-OTEMF (forms) and FR-2002-OTEMU (rules) for states where FB 10 31 does not apply)

We have made these filings under normal filing and approval procedures in each jurisdiction.

The information on this page is for early information only. Please refer to the relevant line circular, LI-FR-2003-024, dated 1/24/03, for important details.

For more information, return to ISO Continues to Help You Respond to the Terrorism Risk Insurance Act of 2002.