Terrorism Exclusions Filed before TRIA

Terrorism Insurance Resource Center



In early November 2001, ISO announced that we had filed optional exclusions for terrorism for most commercial lines of insurance. Later that month, after discussions with regulators and others, we submitted an amendment to those filings in all states.

Regulators in Colorado, Idaho, Massachusetts, and South Dakota approved the amended filings, and the regulator in Guam approved a forms filing for general liability. The effective date for all those approvals was 1/1/02.

After additional discussions, ISO and the National Association of Insurance Commissioners (NAIC) reached agreement on terrorism policy language.

To carry out the agreement, ISO in late December submitted a second amendment to the commercial lines filings and withdrew the earlier versions. In early January, ISO filed amended exclusions for personal property. And in mid-January, ISO filed exclusions for commercial auto.

Follow the links for summaries of the status of those filings:

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