Commercial Property, Boiler and Machinery, Crime, and Commercial Inland Marine Rating Information

This page summarizes the status of ISO's commercial property, boiler and machinery, crime, and commercial inland marine rating-information filings in response to the Terrorism Risk Insurance Act of 2002.

Loss costs and rules related solely to losses from "certified acts of terrorism"
(Filing Designation CP-2002-RLCPR (loss costs)) (Filing Designation CL-2002-RPCRU (rules) for Standard Fire Policy States)
(Filing Designation CL-2002-RPCIM (rules) for Standard Fire Policy States with Inland Marine Exemption) (Filing Designation CL-2002-OPCRU (rules) for Non-Standard Fire Policy States)

Under a provision of the federal law, these loss costs and rules are exempt from prior approval and otherwise applicable state waiting periods and are effective immediately upon filing.

  Filing Date Comments
Alabama 12/30/02 Non-Standard Fire Policy
Alaska 12/27/02 Non-Standard Fire Policy
Arizona 12/26/02 Standard Fire Policy with Inland Marine Exemption
Arkansas 12/26/02 Non-Standard Fire Policy
California Crime: 5/12/03
Inland
Marine:
5/13/03
Boiler & Machinery:
5/13/03
Commercial Fire:
7/24/03
For more info, refer to circulars LI-BM-2003-046, LI-CF-2003-028, LI-CM-2003-010, and LI-CR-2003-012, all dated 2/25/03; Standard Fire Policy
Colorado 12/26/02 Non-Standard Fire Policy
Connecticut 12/26/02 Standard Fire Policy with Inland Marine Exemption
Delaware 12/26/02 Non-Standard Fire Policy
District of Columbia 2/13/03 Non-Standard Fire Policy; for more info, refer to circulars LI-BM-2003-037, LI-CF-2003-023, LI-CM-2003-006, and LI-CR-2003-007, all dated 2/20/03. No farm program filed in D.C.
Florida 12/26/02 Non-Standard Fire Policy
Georgia 12/27/02 Standard Fire Policy with Inland Marine Exemption
Hawaii 12/27/02 Standard Fire Policy with Inland Marine Exemption
Idaho Loss costs: 12/24/02
Rules: 12/26/02
Standard Fire Policy with Inland Marine Exemption
Illinois 2/14/03 Standard Fire Policy with Inland Marine Exemption; for more info, refer to circulars LI-BM-2003-044, LI-CF-2003-025, LI-CM-2003-008, and LI-CR-2003-009, all dated 2/21/03.
Indiana 12/27/02 Non-Standard Fire Policy
Iowa 12/27/02 Standard Fire Policy with Inland Marine Exemption
Kansas 12/26/02 Non-Standard Fire Policy
Kentucky 12/26/02 Non-Standard Fire Policy
Louisiana 12/27/02 Standard Fire Policy
Maine 12/24/02 Standard Fire Policy
Maryland 12/26/02 Non-Standard Fire Policy
Massachusetts 1/3/03 Standard Fire Policy with Inland Marine Exemption
Michigan 12/27/02 Standard Fire Policy
Minnesota 12/27/02 Standard Fire Policy
Mississippi 12/26/02 Non-Standard Fire Policy
Missouri 12/26/02 Standard Fire Policy
Montana 12/26/02 Non-Standard Fire Policy
Nebraska 12/27/02 Standard Fire Policy with Inland Marine Exemption
Nevada 12/26/02 Non-Standard Fire Policy
New Hampshire 12/26/02 Standard Fire Policy
New Jersey 12/26/02 Standard Fire Policy
New Mexico 12/26/02 Non-Standard Fire Policy
New York 2/14/03 Standard Fire Policy with Inland Marine Exemption; for more info, refer to circulars LI-CF-2003-024, LI-BM-2003-043, LI-CM-2003-007, and LI-CR-2003-008, all dated 2/20/03; refer to circular LI-CF-2004-068, dated 4/14/04, for info on Year 3 rating information.
North Carolina 12/27/02 Standard Fire Policy with Inland Marine Exemption
North Dakota 12/27/02 Standard Fire Policy with Inland Marine Exemption
Ohio 12/27/02 Non-Standard Fire Policy
Oklahoma 12/26/02 Standard Fire Policy with Inland Marine Exemption
Oregon 12/26/02 Standard Fire Policy
Pennsylvania 1/3/03 Standard Fire Policy
Puerto Rico 12/26/02 Non-Standard Fire Policy
Rhode Island 12/26/02 Standard Fire Policy
South Carolina 12/27/02 Non-Standard Fire Policy
South Dakota 12/27/02 Non-Standard Fire Policy
Tennessee 12/27/02 Non-Standard Fire Policy
Texas 1/6/03 Non-Standard Fire Policy
Utah 12/26/02 Non-Standard Fire Policy
Vermont 12/26/02 Non-Standard Fire Policy
Virginia 12/26/02 Standard Fire Policy with Inland Marine Exemption
7/1/03 Amended in response to HB 2606, which amends the state's Standard Fire Policy statute; refer to Circulars LI-CF-2003-116 (dated 6/6/03) and LI-CF-2003-173 (dated 7/28/03) for more info
Washington 1/6/03 Standard Fire Policy with Inland Marine Exemption
West Virginia 12/26/02 Standard Fire Policy with Inland Marine Exemption
Wisconsin 12/27/02 Standard Fire Policy
Wyoming 12/26/02 Non-Standard Fire Policy

Loss costs and rules for options that provide or exclude coverage for various acts of terrorism falling outside the federal law's definition of terrorism

We will make these filings under normal filing and approval procedures in each jurisdiction. Watch this website for information on status.

The information on this page is for early information only. Please refer to the relevant line circulars, dated 12/23/02, for important details:

  • LI-CF-2002-278
  • LI-BM-2002-041
  • LI-CR-2002-278
  • LI-CM-2002-117