Commercial General Liability and Umbrella Rating Information

Terrorism Insurance Resource Center



This page summarizes the status of ISO's commercial general liability and commercial umbrella rating-information filings in response to the Terrorism Risk Insurance Act of 2002.

Rating rule related solely to losses from "certified acts of terrorism" (Filing Designations GL-2002-RPCRU (general liability rating rule) and CU-2002-RPCRU (commercial umbrella rating rule))

Under a provision of the federal law, these rules are exempt from prior approval and otherwise applicable state waiting periods and are effective immediately upon filling.

  Filing Date Comments
Alabama 12/30/02  
Alaska 12/27/02   
Arizona 12/26/02  
Arkansas 12/26/02  
California  7/24/03  
Colorado 12/26/02  
Connecticut 12/26/02   
Delaware 12/26/02  
District of Columbia 2/13/03  For more info, refer to circular LI-GL-2003-041, dated 2/18/03
Florida 12/26/02  
Georgia 12/27/02  
Hawaii 12/27/02   
Idaho 12/26/02  
Illinois 2/14/03  For more info, refer to circular LI-GL-2003-043, dated 2/20/03
Indiana 12/27/02  
Iowa 12/27/02  
Kansas 12/26/02    
Kentucky 12/26/02    
Louisiana 12/27/02 GL only
Maine GL: 12/27/02
CU: 12/24/02
Maryland 12/26/02  
Massachusetts 1/3/03   
Michigan 12/27/02  
Minnesota 12/27/02  
Mississippi 12/26/02  
Missouri 12/26/02  
Montana 12/26/02  
Nebraska 12/27/02  
Nevada 12/26/02  
New Hampshire 12/26/02  
New Jersey 12/26/02  
New Mexico 12/26/02  
New York  2/14/03 For more info, refer to circular LI-GL-2003-042, dated 2/19/03; refer to circular LI-GL-2004-189, dated 4/19/04, for info on Year 3 rating information.
North Carolina 12/27/02  
North Dakota 12/27/02  
Ohio 12/27/02  
Oklahoma 12/26/02  
Oregon 12/26/02  
Pennsylvania 1/3/03   
Puerto Rico 12/26/02 GL only
Rhode Island 12/26/02  
South Carolina 12/27/02  
South Dakota 12/27/02  
Tennessee 12/27/02   
Texas 1/6/03  GL only
Utah 12/26/02  
Vermont 12/26/02  
Virginia 12/26/02 GL only
Washington  1/3/03  
West Virginia 12/26/02  
Wisconsin 12/27/02  
Wyoming 12/26/02  

Rating rules for options that provide or exclude coverage for various acts of terrorism falling outside the federal law's definition of terrorism

We will make these filings under normal filing and approval procedures in each jurisdiction.

The information on this page is for early information only. Please refer to the relevant line circulars, dated 12/23/02, for important details:

  • LI-GL-2002-383
  • LI-CU-2002-088

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