The rise of drones is creating new risks for individuals and businesses around the world. ISO continues to be at the forefront of evaluating drone exposures and developing tools for drone insurance.
ISO’s Emerging Issues team continually tracks topics impacting the use of drones, including the following:
ISO continues to evaluate drone exposures and has developed endorsements for the following:
For enhanced flexibility, our Commercial Inland Marine coverage options allow for drones to be covered under a stand-alone coverage form or by endorsement to some ISO Commercial Inland Marine classes.
We provide endorsements that address damage to drones and related equipment, as well as the related business interruption exposure.
Two optional endorsements are available that help insurers address limited liability coverage with respect to drones.
Our optional Homeowners endorsements revise the definition of aircraft liability with respect to unmanned aircraft, including model and hobby aircraft and exclude personal injury (PI) coverage for aircraft liability for various endorsements that provide PI coverage.