Commercial Property | Community Grading

We offer detailed information on community fire protection and building code enforcement — helping insurers manage risk, review loss experience, and calculate premiums.


Public Protection Classification (PPC) Service

Public Protection Classification (PPC™) Service from Verisk's ISO unit, gauges the fire protection capability of local fire departments to respond to structure fires at properties in which your company has a financial stake. 

Building Code Effectiveness Classifications

The effectiveness of local building codes and how well they're enforced can help you predict how a structure will fare in a natural disaster. Our Building Code Effectiveness Classifications help you distinguish communities with current and enforced building codes from communities with out-of-date or poorly enforced codes.

Fire Suppression Rating Schedule (FSRS)

Our Fire Suppression Rating Schedule (FSRS) is the manual we use in reviewing the firefighting capabilities of individual communities. The schedule measures the major elements of a community's ability to respond to and mitigate fire and develops a Public Protection Classification (PPC) grade.