This new report features a snapshot of the state of homeowners insurance through the unique prism of Verisk’s expert analysis and proprietary data, including billions of granular statistical records from homeowners insurers across the U.S.
Executive Insights: Homeowners provides an early look at 2021 data, including:
A breakdown of key performance metrics, including industry-wide loss ratios, frequency, and severity, with breakdowns by property type
A loss ratio comparison by state
A look at how deductibles and rates have shifted over the past five years
A view of how catastrophe and non-catastrophe perils are contributing to losses, including pandemic impacts
A countrywide examination of how exposures are shifting across the United States
Highlights of some of the key emerging risks facing homeowners insurers
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