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Reports, White Papers, and Thought Leadership

Insurance insights and resources

2021 Report On Auto Theft Trends From Verisk

2021 Report on Auto Theft Trends from Verisk

Learn how COVID-19, supply chain disruption, rare materials prices, and more have impacted U.S. auto theft, including unusual peaks in parts thefts.

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Baseball In Glove

6 Winning WCMSA Strategies

With the ever-changing world of Medicare compliance, it’s never been more important to have a winning game plan ready.

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A Path To Digital Transformation

A Path to Digital Transformation

With all the technology available today, “going digital” might sound easy. But in commercial lines insurance, that’s just not the case.

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Florida Case Study

Adapting to Florida's new roof coverage rules

Verisk's analysis of the benefits of using comprehensive roof data to navigate the complex Florida market.

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Advance Adoption Analytics

Adoption of advanced data analytics

To improve customer satisfaction and advance business goals, insurers can deploy advanced analytic tools like artificial intelligence and machine learning.

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Total Loss

Aligning Replacement Cost Estimates and Claims

This report documents the results from our ongoing comparison of replacement cost valuations to total loss claim estimates using a multistep process.

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Amd Update Teaser

AMD Update

Learn how the AMD is fighting medical provider fraud Medical provider fraud, waste, and abuse is a costly problem for insurers.

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Riskcheck Application Integrity

Application Integrity — The Whole Truth

Three large national auto insurers were looking to deepen their understanding of a conundrum many insurers share: Their loss ratios were rising at an alarming rate.

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Automated Insights

Are you on the path to better workers’ comp claim outcomes?

Download the report, Lighting the Path to Better Outcomes, to learn how automated insights are transforming workers’ comp claims.

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Data Advantage Hero Image

Are you taking the right steps to optimize your insurance portfolio and drive success?

Insurance isn’t a one-size-fits-all business. But there are some common best practices that can help no matter what type of insurance you write.

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Assured Research - with ISO MarketStance - Helps Identify Economic Jet Streams in Today's Market

Download this paper, utilizing ISO MarketStance data, for an important industry outlook on three critical coverage areas and the exposure units that drive premiums.

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Small Commercial

Automated Underwriting: Winning in the Race to Zero

For effective automated underwriting, insurers must master the intersection of data, analytics, workflow, and technology.

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Marshall Fire

Building property risk profiles from a data ecosystem

As natural catastrophes grow in severity, so does the value of data ecosystems that provide a comprehensive view of property risk

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Quote Small Commercial Report

Business Name + Address = Quote

Did you know that seven in 10 underwriters report losing deals by taking too long to process small and medium-sized business applications?

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Capital Flight Risk

Capital Flight: Protecting Intellectual Capital

The nature of insurance company operations can them particularly vulnerable to intellectual capital risk.

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Capturing Mortality Risk In Life And Pension Portfolios Hero

Capturing mortality risk in life and pension portfolios

Capture mortality risk in life and pension portfolios

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Old Dogs

Capturing Runaway Old Dog Claims Can Lead to Big Rewards

Are your old claims lying around the office or floating in the cloud, waiting to be closed? What can you do to resolve them? Download our report to find out.

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Auto Risk Indicators Web Teaser

Case Study A-PLUS CAP

Achieve savings and resiliency on loss history and coverage reporting.

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Auto Risk Indicators Web Teaser

Case Study MVR Indicator

Streamline and save on motor vehicle reports.

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Data Management Card

Charging down the path to data-driven success

Insurers need to be data-driven to succeed—it’s a key component for success in all areas of insurance. Download our white paper to learn more.

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Commercial Auto Case Study Teaser

Commercial Auto Case Study

Summary sighting analysis using Verisk’s RadiusCheck helped recapture millions of dollars in premium leakage, enough to potentially reverse negative loss trends.

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Commercial Cyber Liability

Commercial Cyber Liability Market Sizing White Paper

Cyber liability risk is rapidly permeating every business that has any dependence on digital technology—very few enterprises are exempt.

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Cor Hero

Concentration of Risk Analysis

Excess mortality events can bring extraordinary exposure to life insurers’ risk and asset portfolios.

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Cyber Insurance

Cyber Insurance White Paper

Cyber risks and coverages are complicated. Potential insureds don't get exposures and the coverages offered.

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Xactanalysis Insights Storm Damage

Daily Cat Loss Updates for Better 1/1 Pricing

How do you plan to answer client, C-suite, board, and investor questions about cat loss impact? Once the claims start to come in, folks want answers

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Cars In Tunnel

Data-Driven Claims Solutions and Mobility Claims

Learn how agile technology is reducing touchpoints and streamlining the end-to-end claim process.

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Construction Site

Data-Driven Value: How Property Maintenance Spurs Reductions in Loss Ratios

Download the white paper for a comprehensive analysis of how major systems activity can improve the risk on your book of business.

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Digital Media Database

Detect fraud in loss photos and digital media files

Digital image fraud is on the rise. Discover the innovative tools that help you stay ahead of the fraudsters.

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Women review work on a laptop

Discovery Navigator Savings Calculator

Slash time and spend on medical record review with Discovery Navigator and calculate your potential savings via our virtual calculator.

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Claims Solutions

Do More with ISO ClaimSearch

Did you know ISO ClaimSearch® is more than just the industry’s largest loss history database?

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Tobacco Model

Don’t let hidden smokers cloud your bottom line

Smokers who don’t disclose their habit on life insurance applications cost insurers billions in lost premiums every year. Audio analytics can help.

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Sir Report

EHR Challenges and Opportunities

Life insurers have only begun to tap into the full power of electronic health records (EHRs) for underwriting.

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Elevated Digital Quoting

Elevated Digital Quoting for Two Regional Auto Insurers

Learn how simplified integration enabled innovators to compete on a larger stage, boosting conversions, and profitability, and improving customer experiences.

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Aerial View Of A Neighborhood

Executive Insights

Learn about key trends in the insurance market based on Verisk’s proprietary datasets and expert analysis.

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Buildfax Housing Report

Exterior home renovations climb amid the pandemic

The COVID-19 pandemic has spurred increased investment in the housing stock as Americans continue to spend significantly more time at home and focus on home improvements.

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Data Survey Card

External Data Acquisition & Usage Survey

Earnix and Verisk recently conducted a survey on external data acquisition and usage with U.K. insurance professionals whose companies provide personal lines coverage.

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Frost Sullivan Page Teaser

F&S Award Web

The Verisk Data Exchange recognized by Frost & Sullivan as 2021 North American Telematics Data Exchange Company of the Year

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Abstract City Skyline

Five core commercial property attributes for data-driven underwriting

ProMetrix gives commercial property insurers a 100% fill rate for five core attributes that are essential for effective underwriting.

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Lp Teaser

Four Critical Claims Challenges

Litigation costs are typically the top expense for carriers, involving both defense fees and claim payouts.

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Iot Data

From IoT Data to Actionable Insights

Fill out the form to download a copy of our new white paper, Inside the IoT Data Refinery: Extracting Insights from Telematics.

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Lightning Storm

Hail Damage Insights

Our latest research on hail trends and volatility is reflected in our whitepaper U.S. Hail Damage Insights.

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Ehr Triage Engine

Harnessing electronic health data to transform life underwriting

Discover how harnessing the power of EHR data can help you bring together the elements of effective automated underwriting.

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Personal Property

Have you explored nonrate actions on your book?

Verisk can provide critical underwriting data to help you quickly identify and better inform nonrate actions within your book of business.

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Home-sharing and Potential Insurance Risks

Home-sharing services has created new sources of revenue for people who've turned their temporarily empty homes and spare bedrooms into short-term accommodations.

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Image Analytics

How image analytics is transforming data-driven underwriting for small commercial insurers

Image Analytics: artificial intelligence, machine learning, and computer vision combine to deliver insurance-ready insights to empower your automated underwriting journey

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Survey Services Card

How Insurers Can Use Verisk’s Survey Services to help Enhance Profitability

Download our white paper to learn how to improve portfolio performance and grow your business profitably.

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360value For Personal Property 2

How is your property book holding up to the latest inflation surges?

Amid record-breaking increases in reconstruction costs and growing inflationary pressures, 360Value can deliver a review of your book of business.

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Portfolio Analysis Teaser

How to find hidden risks and opportunities in your small commercial insurance portfolio

A small commercial insurance portfolio audit helps carriers to align coverage, and pricing with exposure-based or actuarially modeled risk correlations.

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Teaser Life Ehr

How to Leverage EHRs

Discover how life insurers can put electronic health records to work and realize the promise of straight-through processing.

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Identifying Portfolio Risk And Premium Leakage

Identifying Portfolio Risk and Premium Leakage

As a commercial property insurer, are you confident you understand the level of risk in your portfolio? Learn how Verisk Insurance Consulting can help.

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Illuminate unseen claims fraud with advanced analytics

Organized fraud rings target insurers with the weakest fraud detection programs. Is your company on their hit list?

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External Data

Increasing pricing disparity in property underwriting fuels demand for external data

Pricing disparity among property underwriters is creating an increased demand for external data sources.

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Laptop Keyboard Card

Industry Paper Looks at How to Price International Property Coverage by Individual Risk

Download our report that looks at how to price international property coverage for individual risks.

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Highway At Dusk

Innovation Strategies for Auto Insurance Underwriting

This paper explores strategies for moving innovation forward in auto underwriting.

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Cyber Underwriting Report

Inside the Cyber Underwriting Report

The Cyber Underwriting Report combines insurance and cybersecurity analytics and scoring to help you assess a potential client’s cyber risk exposures.

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Susbcribe To Commercial Property Updates

Inside the Data-Verisk Commercial Property

Subscribe & receive information developed for commercial property insurance underwriters, loss control engineers, and ProMetrix users to stay ahead of today’s challenges.

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Pcs Landingpage

Insights to Justify Trapped Collateral

Insights from the ground can help you demonstrate your position more effectively during periods of uncertainty.

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Water Leak

Insurers must no longer ignore data for escape of water claims

This article explores what is driving escape of water claims and why many insurers have yet to realise the key market advantage external data sources offer.

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Aerial View Of A City

Introducing Verisk BINS

Verisk BINS is the comprehensive geolocation solution for the insurance and Reinsurance industries offering residential and commercial property coverage for the U.S.

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Data Accuracy

Is Bad Data Ruining Your Claims Analytics?

Learn about the most common barriers to effective data analytics and how to overcome them by downloading the report Is Bad Data Ruining Your Claims Analytics?

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Electronic Rating Content Erc

ISO Electronic Rating Content is expanding

Explore findings of a new Celent report detailing how ERC is expanding deployment options to provide greater agility, flexibility, and efficiency for ISO rating content.

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Workers Comp Edi Map

Keep Up with EDI Compliance from State to State

The EDI Reporting Map is an interactive tool that visually displays each state’s EDI reporting requirements and other key compliance information you need to know.

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Keeping Pace With Anti Fraud Teaser

Keeping pace with anti-fraud innovation

Insurers have been embracing faster, digitalized claims processes the past few years. But these advancements mean it’s more critical than ever to establish a strong…

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Know more with ProMetrix

Starting this spring, Verisk is providing additional detail on how we verify and update data in our ProMetrix commercial property reports. Watch the video to learn more.

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Medicaid Recovery

Medicaid Recovery: Five things you need to know

Learn the full scope of advancements in Medicaid recovery, and learn what this means for your organization.

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Man On Top Of A Snowcapped Mountain

Medicare 2022 Watch List

Increased Medicare recovery claims, MSA updates, and looming CMS final rules for Section 111 CMPs are just some of the formidable challenges facing insurers this year.

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Map Hero Image

Medicare Advantage Recovery Rights

Medicare Advantage Plan (MAP) enrollment is growing, and with it comes the expansion of recovery rights.

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MedSentry Report

As a contributor to the Aggregated Medical Database (AMD), you can receive a detailed benchmarking report from ISO MedSentry.

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Florida Roof Case Study

Navigating the Florida market with robust roof data

Florida's market and regulatory forces are changing the profile of roof exposure for insurers. Powerful data and analytics can help maintain a clear picture.

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Never miss out on a subrogation opportunity again!

Finding adverse carrier and policy information can be challenging. ISO ClaimSearch is making it easier.

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New White Paper Explores The Future of Drones

When you consider the future of drones or unmanned aircraft, as they become more prevalent, the sky’s truly the limit.

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Novarica Insurer Research Results

Industry report compares how the time and costs of handling ISO changes differ depending on whether a carrier is using a manual process or an electronic process.

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Outdoorsy Uncovers Fraud Teaser

Outdoorsy uncovers fraud, cuts cycle time with Claim Essentials

Outdoorsy uncovers fraud, cuts cycle time with Claim Essentials

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Paas Basic Training Course

PAAS Basic Training

Complete a separate registration form for each person registering.

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Ransomware: No longer business as usual

What if you wake up one morning, and your company is unable to conduct business as usual?

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Lightspeed Api Abstract Hero

Ready to invest in powerful underwriting analytics?

What insurance company CIOs, CTOs and IT personnel need to know about integrating the LightSpeed Small Commercial API into their systems.

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Dollar Sign Chart

Recapturing Billions in Commercial Auto Premium Leakage

Our report provides an analysis of the causes, scope, and remedies for the problems plaguing many insurers in the commercial auto market.

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Small Comm Data Noise Teaser

Reduce the noise in small commercial data

Identifying the essentials can put you ahead in the race to zero questions.

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Air Atm Perils Whitepaper Teaser

Reimagining the Future

Learn about AIR’s new framework for global atmospheric peril modeling, which will serve a multitude of purposes on a multitude of time scales.

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Pcs Landingpage

Release Trapped Capital

Insights from the ground can help you demonstrate your position more effectively during periods of uncertainty.

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Enterprise Exposure Manager

See Enterprise Exposure Manager in Action Today

Verisk’s cloud-native Enterprise Exposure Manager enables reinsurers to evaluate their organizations’ insured risk across direct and reinsurance portfolios.

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Sna Teaser

SNA White Paper

What can Aristotle teach you about your antifraud strategy? An examination of what SNA is and how it's used to create a robust defense against insurance fraud.

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Fighting Fire Where It Starts

Sprinkler Assessment: Fighting Fire Where It Starts

Our white paper, Fighting fire where it starts, explains how the Verisk Sprinkler Assessment Report can help insurers identify risks.

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Commercial Lines Underwriting Strategies

Strategies for commercial lines insurance

Embrace digital transformation to boost speed to market and profitability. Verisk helps you stay competitive, accelerate decision-making, automate underwriting.

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Personal Lines Underwriting Data

Strategies for personal lines insurance

Moving forward in the "new normal", it will take powerful technology integrations, reliable connections, and actionable data to make the best business decisions.

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Construction Workers

Stretching Your Playbook for Middle Market Expansion

A strong foundation in small commercial business is a good start. Small commercial and smaller middle market accounts share a similar industry and core lines composition.

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Itv Alignment

Striving for ITV alignment

Verisk recommends five strategies to help avoid outdated valuations that could leave insurers and their customers vulnerable in the event of a total loss.

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Challenges Of Roof Risk

Taking cover: Mastering the challenges of roof risk

Analyzing roof risk calls for a broad perspective—not only having current, reliable data, but knowing how to apply it in the market.

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Riskcheck Thechallenge

The Challenge of Auto Insurance Premium Leakage

Personal auto insurers have at least a $29 billion annual problem: premium leakage—omitted or misstated underwriting information that leads to inaccurate rates.

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Fraud Scenarios

The critical role fraud scenarios play in advanced analytics

Learn why fraud scenarios are vital for SIUs to better operationalize the insights from analytics.

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Lifecycle Of A Property

The Life Cycle of a Property

A greater understanding of risk – or the lifecycle of a property – in an insurer’s book is crucial to help guide profitable growth.

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Construction Worker

The power of LightSpeed Small Commercial

Learn how LightSpeed Small Commercial can help insurers underwrite small and mid-sized businesses in the contractor, hospitality, bar, restaurant, and retail industries.

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3d Printing

The Promise and Perils of 3D Printing

3D printing brings the potential for new risks and exposures to various markets and industries, including healthcare, food production, and construction.

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Thirdparty Litigation Funding

Third-Party Litigation Funding

There’s a new legal trend on the rise in the U.S. that’s already taken hold in other countries – cases being funded by third parties who aren’t parties to the litigation.

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Trends In Small Commercial

Trends in small commercial digitization

In the fiercely competitive market for small commercial insurance, carriers and brokers are no longer just talking about digitization—they’re making it a reality.

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Riskcheck Unlocking

Unlocking One-Rate Auto Insurance Acquisition

Fundamental market shifts are transforming personal auto insurance. How can insurers unclog the sales pipeline and boost customer loyalty?

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Verisk 2020 Commercial Lines Forecasts

Residential construction boon presents upside for commercial insurers in 2020

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Verisk 2021 Commercial Lines Forecasts

Residential construction boon presents upside for commercial insurers in 2021

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New Account Growth And Commercial Premiums In The Economic Recovery Teaser

Verisk Commercial Lines Forecast October 2021

New business presents a significant opportunity for growth for carriers looking to grow small commercial premiums.

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Track The Latest Changes To Reconstruction Costs

Verisk Reconstruction Cost Analysis

Download the report for an indication of how 360Value replacement cost estimates may change at the national and state levels for the current quarter.

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Verisk Survey Results on Millennials and Insurance

Verisk and Hanover Research asked more than 600 millennials about their attitudes toward insurance and their understanding of basic insurance coverages.

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Wildfire Risk Analysis

Verisk Wildfire Risk Analysis

The Verisk Wildfire Risk Analysis determined the number and percentage of properties at high and extreme risk from wildfire.

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Fast Gmq Teaser

Verisk's FAST Extends Its Leader Position in Gartner Magic Quadrant

Verisk’s FAST is recognized as a Leader in the 2021 Gartner® Magic Quadrant™ for Life Insurance Policy Administration Systems, North America.

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Isg Landing Page Teaser

Verisk’s FAST Named a Leader in ISG Ranking of Life Insurance Platform Solutions

Verisk’s FAST platform for digital transformation in life insurance and annuities is top ranked in the leader quadrant for the second consecutive year by ISG.

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Xcelentawards Teaser

Verisk’s FAST Wins XCelent

Verisk won two of Celent’s 2021 XCelent Awards for individual policy administration systems (PAS) in North America and achieved the highest category—Luminary.

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Claim Severity Card

What Went Wrong? Finding Hidden Severity in WC Claims

A seemingly simple workers’ comp claim can quickly spiral out of control, driving up costs and delaying an employee’s return to work.

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Ridesharing App

What you need to know about ridesharing risks and insurance

Download our free white paper about the growth of ridesharing and the potential risks it presents to the insurance industry.

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Wildfire Risk Insight

Verisk analyzes an expanding array of factors to gain deeper understanding of wildfire, including mitigation considerations.

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Workers Compensation Claim Frequency Card

Workers' Compensation Claim Frequency–Rising with the Economy?

As employment growth surges, some large insurers have warned of rising claim frequency.

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